10 Celtic St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 10 Celtic St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,142 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Feb 2018)
Tax Bill	$11,466 (2025)
Deeds & Mortgages	Jan 2021 Refinance Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6532Z B:93`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6532Z B:93`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,142 sqft Living Area
Gross Area	6,454 sqft
1st Floor Area	1,571 sqft
Attic	Attic
Attic Area	1,485 sqft
Basement Area	1,571 sqft
Unfinished Basement	1,571 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 CELTIC ST
City	CONCORD
State	NH
Zip	03301-4414
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RN
Legal Block	93
Legal Lot Number	4
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2009
Census Tract	32400

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 CELTIC ST, CONCORD, NH 03301-4414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Feb 28, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 31, 2017	Warranty Deed, Transfer · Conventional with PMI RICHARD E & JULIA T FRADETTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	20183097
Deed Book / Page	3586 / 2751
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	10 CELTIC ST, CONCORD, NH 03301-4414
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000130
Date	Jan 4, 2021
Book Page	3716/1209
Instrument	202100000130

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	10 CELTIC ST, CONCORD, NH 03301-4414
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023741
Date	Sep 15, 2021
Book Page	3758/2158
Instrument	202100023741

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	10 CELTIC ST, CONCORD, NH 03301-4414
Document Number	0036631604
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CELTIC ST CONCORD NH 033014414, CONCORD, NH 03301-4414

Mortgage

Document Number	0036631604
Date	Jan 24, 2020
Book Page	003663/001604
Instrument	1638

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Feb 28, 2018
Property Address	10 CELTIC ST, CONCORD, NH 03301-4414
Document Number	0035862751
Book / Page	003586 / 002751
Instrument Date	Feb 28, 2018
Instrument	3097
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	UNITED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 PONDVIEW RD WEARE NH 032815021, WEARE, NH 03281-5021

Mortgage

Document Number	35862753
Date	Feb 28, 2018
Book Page	003586/002753
Instrument	3098

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jan 31, 2017
Property Address	10 CELTIC ST, CONCORD, NH 03301-4414
Document Number	0035452664
Book / Page	003545 / 002664
Instrument Date	Jan 31, 2017
Instrument	1874
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BROOK ST MANCHESTER NH 031043678, MANCHESTER, NH 03104-3678

Mortgage

Document Number	35452666
Date	Jan 31, 2017
Book Page	003545/002666
Instrument	1875

Lender

Name	RICHARD E & JULIA T FRADETTE
Address	166 N GATE RD, MANCHESTER, NH 03104-1825
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,466.00 (+8.54%)	$393,900 (+0.15%) Land $99,300 Building $294,600
2023	$10,564.00 (+3.74%)	$393,300 (-) Land $99,300 Building $294,000
2022	$10,183.00	$393,300 Land $99,300 Building $294,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Breezeline, Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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