Middlesex County and Wilmington Town property record for 10 Cedarcrest Rd, Wilmington, MA 01887
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,137 sqft · built 1965 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $605,000 (Jul 2022) |
| Tax Bill | $7,447 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | WILM M:0081 L:0000 P:0055B |
| Primary APN | WILM M:0081 L:0000 P:0055B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,137 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 1,137 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 CEDARCREST RD |
|---|---|
| City | WILMINGTON |
| State | MA |
| Zip | 01887-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10/20 |
| Jurisdiction | WILMINGTON MA |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 331101 |
10 Cedarcrest Rd is owned and occupied by an individual who bought it in July 2022.
Source: Middlesex County and Wilmington Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 CEDARCREST RD, WILMINGTON, MA 01887-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT |
| Aug 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LUXURY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Feb 28, 1995 · Amount on File |
| Deed Document Number | 202232373 |
| Deed Book / Page | 37265 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Recording Date | Jun 18, 2026 |
| Property Address | 10 CEDARCREST RD, WILMINGTON, MA 01887-4006 |
| Document Number | 0000019184 |
| Book / Page | 40139 / 139 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202619184 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 CEDARCREST RD, WILMINGTON, MA 01887-4006 |
| Document Number | 0000019184, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 40139/139 |
| Instrument | 202619184 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Recording Date | Jul 29, 2022 |
| Property Address | 10 CEDARCREST RD, WILMINGTON, MA 01887-4006 |
| Document Number | 037265-181 |
| Book / Page | 37265 / 181 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 32373 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CEDARCREST RD, WILMINGTON, MA 01887-4006 |
| Document Number | 0000032374 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 32374 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Property Address | 10 CEDARCREST RD, WILMINGTON, MA 01887-4006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34452-189 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 34452/189 |
| Instrument | 36027 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2045 |
The 2026 property tax bill for 10 Cedarcrest Rd was $7,447, up 7.3% from the year before.
Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wilmington Town |
| Unified School District | Wilmington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,447.00 (+7.31%) | $652,700 (+7.69%) Land $352,100 Building $300,600 | $656,242 (-0.18%) |
| 2025 | $6,940.00 (+3.89%) | $606,100 (+3.71%) Land $326,000 Building $280,100 | $657,400 (+2.98%) |
| 2024 | $6,680.00 (+3.25%) | $584,400 (+7.84%) Land $326,000 Building $258,400 | $638,400 |
| 2023 | $6,470.00 | $541,900 Land $296,300 Building $245,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Cedarcrest Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1993–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Cedarcrest Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures