10 Cedar St, Hudson, NH 03051 Property Records

Hillsborough County and Hudson Town property record for 10 Cedar St, Hudson, NH 03051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,094 sqft · built 1962
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Dec 2025)
Tax Bill	$6,637 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HDSO M:197 B:117 L:000`

Property Details

APN / Parcel Number

Primary APN	`HDSO M:197 B:117 L:000`
Alternative APN	`1767`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	2,795 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1767
Street Address	10 CEDAR ST
City	HUDSON
State	NH
Zip	03051-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	117
Jurisdiction	HUDSON TOWN NH
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1014
Census Tract	12201

Owner

Source: Hillsborough County and Hudson Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CEDAR ST, HUDSON, NH 03051-4713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FEDERAL CREDIT UNION
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
May 13, 2020	Deed of Trust, Mortgage · Conventional with PMI DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Deed Document Number	202548132
Deed Book / Page	9916 / 1642
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON TOWN NH
Recording Date	Jul 1, 2026
Property Address	10 CEDAR ST, HUDSON, NH 03051-4713
Document Number	0000024888
Book / Page	9966 / 1118
Instrument Date	Jun 22, 2026
Instrument	202624888
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CEDAR ST, HUDSON, NH 03051-4713

Mortgage

Document Number	0000024888,
Date	Jul 1, 2026
Book Page	9966/1118
Instrument	202624888

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2031

Interest

Rate	6.51%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUDSON TOWN NH
Recording Date	Dec 19, 2025
Property Address	10 CEDAR ST, HUDSON, NH 03051-4713
Document Number	09916-1642
Book / Page	9916 / 1642
Instrument Date	Dec 18, 2025
Instrument	250048132
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0250048133
Date	Dec 19, 2025
Instrument	250048133

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON TOWN NH
Property Address	10 CEDAR ST, HUDSON, NH 03051-4713
Document Number	0093040136
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CEDAR ST HUDSON NH 030514713, HUDSON, NH 03051-4713

Mortgage

Document Number	0093040136
Date	Jun 8, 2020
Book Page	009304/000136
Instrument	200028279

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

Source: Hillsborough County and Hudson Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Hudson Town
Unified School District	Hudson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,637.00 (+4.01%)	$387,900 (-) Land $125,200 Building $262,700
2024	$6,381.00 (+4.92%)	$387,900 (-) Land $125,200 Building $262,700	$415,910
2023	$6,082.00 (+6.74%)	$387,900 (-) Land $125,200 Building $262,700
2022	$5,698.00	$387,900 Land $125,200 Building $262,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2001–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER DEPT serves 16,700 people · EPA ID NH1201010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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