10 Cedar St, Camden, ME 04843 Property Records

Knox County and Camden Town property record for 10 Cedar St, Camden, ME 04843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,360 sqft · built 1910
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$1,050,000 (May 2022)
Tax Bill	$12,994 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:126 L:011`

Property Details

APN / Parcel Number

Primary APN	`M:126 L:011`
Alternative APNs	`CAMD M:126 B:011 L:000 U:000` `2245`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	4,391 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2245
Street Address	10 CEDAR ST
City	CAMDEN
State	ME
Zip	04843-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	CAMDEN ME
Township / Civil Division	CAMDEN
Census Block Group	2
Census Block	2010
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chestnut Street Historic District listed 1991 · 84 contributing resources · NRIS 91000325

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Cedar St is owner-occupied and held in a trust since May 2022.

Source: Knox County and Camden Town records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	10 CEDAR ST, CAMDEN, ME 04843-2208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Balloon Mortgage BANGOR SAVINGS BANK
Jul 23, 2025	Deed of Trust, Mortgage BANGOR SAVINGS BANK
May 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Prior Sale	Oct 1, 2007 · Amount on File
Deed Document Number	20224542
Deed Book / Page	5896 / 85
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN ME
Recording Date	May 11, 2026
Property Address	10 CEDAR ST, CAMDEN, ME 04843-2208
Document Number	0063440272
Book / Page	6344 / 272
Instrument Date	May 8, 2026
Instrument	20263389
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CEDAR ST, CAMDEN, ME 04843-2208

Mortgage

Document Number	0000003389,
Date	May 11, 2026
Book Page	6344/272
Instrument	20263389

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN ME
Property Address	10 CEDAR ST, CAMDEN, ME 04843-2208
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062500001
Date	Jul 23, 2025
Book Page	6250/1
Instrument	2025-5259

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN ME
Recording Date	May 23, 2022
Property Address	10 CEDAR ST, CAMDEN, ME 04843-2208
Document Number	0058960085
Book / Page	5896 / 85
Instrument Date	May 20, 2022
Instrument	2022-4542
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 SHRINER AVE, LEWISBURG, PA 17837-6863

Mortgage

Document Number	0020224543
Date	May 23, 2022
Instrument	2022-4543

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cedar St was $12,994, up 9.5% from the year before.

Source: Knox County and Camden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Camden Town
Secondary School District	Five Town Community School District (09 - 12)
Elementary School District	School Administrative District 28 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,994.00 (+9.52%)	$1,129,900 (-) Land $461,400 Building $668,500
2024	$11,864.00	$1,129,900 Land $461,400 Building $668,500
2022	$10,671.00	$808,400 Land $328,400 Building $480,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Cedar St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2024)
Most Recent Claim	Mar 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY CAMDEN & ROCKLAND private · serves 21,315 people · EPA ID ME0090300
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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