10 Cedar Dr, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 10 Cedar Dr, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 804 sqft · built 1960
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (May 2022)
Tax Bill	$4,070 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-00742-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`13-00742-0000-00007`
Alternative APNs	`130074200007` `00046014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	804 sqft Living Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00046014
Street Address	10 CEDAR DR
City	LANOKA HARBOR
State	NJ
Zip	08734-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	50 X 100 8
Legal Subdivision	LAUREL HARBOR SEC A
Legal Block	742
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	3
Census Block	3026
Census Tract	732101

Owner

10 Cedar Dr is owned and occupied by an individual who bought it in May 2022.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10 CEDAR DR, LANOKA HARBOR, NJ 08734-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Feb 21, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Dec 30, 2016 · Amount on File
Deed Document Number	202257595
Deed Book / Page	19031 / 1980
Prior Transfer Date	Feb 9, 2018
Prior Transfer Doc	0170311811
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 17, 2022
Property Address	10 CEDAR DR, LANOKA HARBOR, NJ 08734-2201
Document Number	0190311980
Book / Page	19031 / 1980
Instrument Date	May 2, 2022
Instrument	2022057595
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,403.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 312, BAY HEAD, NJ 08742-0312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CEDAR DR, LANOKA HARBOR, NJ 08734-2201

Mortgage

Document Number	2022057596
Date	May 17, 2022
Instrument	2022057596

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 21, 2018
Property Address	10 CEDAR DR, LANOKA HARBOR, NJ 08734-2201
Document Number	0170311811
Book / Page	017031 / 001811
Instrument Date	Feb 9, 2018
Instrument	16878
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	527 BAY AVE #4 POINT PLEASANT BEACH NJ 087422578, 4, POINT PLEASANT BEACH, NJ 08742-2578

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cedar Dr was $4,070, up 8% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,800 (-) Land $71,000 Building $77,800	$148,800 (-) Land $71,000 Building $77,800
2025	$4,070.00 (+7.96%)	$148,800 Land $71,000 Building $77,800	$148,800 Land $71,000 Building $77,800
2024	$3,770.00
2023		$145,500 (+9.32%) Land $71,000 Building $74,500	$145,500 (+9.32%) Land $71,000 Building $74,500
2022	$3,012.00	$133,100 Land $71,000 Building $62,100	$133,100 Land $71,000 Building $62,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cedar Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 63% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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