Middletown Town property record for 10 Cedar Ave, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,784 sqft · built 1962 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,500 (Apr 2016) |
| Tax Bill | $6,401 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Sep 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201600230 |
| Primary APN | 201600230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| Gross Area | 3,886 sqft |
| 1st Floor Area | 1,784 sqft |
| Basement Area | 1,766 sqft |
| Unfinished Basement | 1,766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 201600230 |
|---|---|
| Street Address | 10 CEDAR AVE |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-5306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 27 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 40400 |
Source: Middletown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 CEDAR AVE, MIDDLETOWN, RI 02842-5306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND |
| Dec 9, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2016 · Amount on Record |
| Deed Sale | Apr 15, 2016 · Amount on Record |
| Prior Sale | Mar 24, 2000 · Amount on Record |
| Deed Book / Page | 1467 / 250 |
| Last Transfer Date | Dec 2, 2020 |
| Transfer Doc | 1686-101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 10 CEDAR AVE, MIDDLETOWN, RI 02842-5306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001866-97 |
|---|---|
| Date | May 6, 2025 |
| Book Page | 1866/97 |
| Instrument | 841 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 10 CEDAR AVE, MIDDLETOWN, RI 02842-5306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001780-48 |
|---|---|
| Date | Sep 7, 2022 |
| Book Page | 1780/48 |
| Instrument | 2041 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Recording Date | Dec 9, 2020 |
| Property Address | 10 CEDAR AVE, MIDDLETOWN, RI 02842-5306 |
| Document Number | 1686-101 |
| Book / Page | 1686 / 101 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 3859 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 CEDAR AVE, MIDDLETOWN, RI 02842-5306 |
| Document Number | 1686-105 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 1686/105 |
| Instrument | 3860 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 1, 2037 |
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,401.00 (+56.39%) | $542,900 (+66.99%) Land $322,600 Building $220,300 | $657,035 |
| 2023 | $4,093.00 (+4.73%) | $325,100 (-) Land $218,000 Building $107,100 | |
| 2022 | $3,908.00 | $325,100 Land $218,000 Building $107,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (1991–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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