Hancock County and Bar Harbor Town property record for 10 Cedar Ave, Bar Harbor, ME 04609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,876 sqft · built 2016 |
| Lot Size | 0.112 acres (4,897 sqft) |
| Owner | Trust Name on File |
| Last Sale | $522,000 (Apr 2018) |
| Tax Bill | $7,091 (2024) |
| Deeds & Mortgages | Nov 2020 Refinance Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-088-000 |
| Primary APN | 107-088-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 3,244 sqft |
| 1st Floor Area | 648 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,897 sqft (0.112 acres) |
| Deck Area | Deck Area |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 107-088-000 |
|---|---|
| Street Address | 10 CEDAR AVE |
| City | BAR HARBOR |
| State | ME |
| Zip | 04609-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROGER CUNNINGHAM |
| Legal Lot Number | 88 |
| Jurisdiction | BAR HARBOR ME |
| Township / Civil Division | BAR HARBOR |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 965900 |
10 Cedar Ave is owner-occupied and held in a trust since September 2019.
Source: Hancock County and Bar Harbor Town records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10 CEDAR AVE, BAR HARBOR, ME 04609-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK |
| Sep 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 11, 2018 | Quit Claim Deed, Transfer FIRST NATL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2018 · Amount on File |
| Deed Sale | Apr 11, 2018 · Amount on File |
| Prior Sale | Mar 6, 2015 · Amount on File |
| Deed Document Number | 20184305 |
| Deed Book / Page | 6883 / 350 |
| Last Transfer Date | Sep 18, 2019 |
| Transfer Doc | 0069770718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 10 CEDAR AVE, BAR HARBOR, ME 04609-1706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0070750529 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 7075/529 |
| Instrument | 2020038710 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Recording Date | Sep 19, 2019 |
| Property Address | 10 CEDAR AVE, BAR HARBOR, ME 04609-1706 |
| Document Number | 0069770718 |
| Book / Page | 006977 / 000718 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 14195 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10 CEDAR AVE BAR HARBOR ME 046091706, BAR HARBOR, ME 04609-1706 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Recording Date | Apr 11, 2018 |
| Property Address | 10 CEDAR AVE, BAR HARBOR, ME 04609-1706 |
| Document Number | 0068830350 |
| Book / Page | 06883 / 0350 |
| Instrument | 2018004305 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018004306 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 2018004306 |
| Name | FIRST NATL BK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2048 |
Source: Hancock County and Bar Harbor Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Bar Harbor Town |
| Elementary School District | Bar Harbor (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $7,091.00 (+15.66%) | $706,300 (-) Land $334,900 Building $371,400 |
| 2023 | $6,131.00 | $706,300 Land $334,900 Building $371,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Cedar Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BAR HARBOR- WATER DIVISION serves 4,443 people · EPA ID ME0090120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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