10 Caughey St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 10 Caughey St, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,572 sqft · built 2014
Lot Size	0.224 acres (9,766 sqft)
Owner	2 Trust Names on File
Last Sale	$200,000 (May 2014)
Tax Bill	$10,253 (2026)
Deeds & Mortgages	May 2021 Line of Credit Oct 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18974`

Property Details

APN / Parcel Number

Primary APN	`18974`
Alternative APN	`WALT M:050 B:013 L:0032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
Gross Area	2,472 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,766 sqft (0.224 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18974
Street Address	10 CAUGHEY ST
City	WALTHAM
State	MA
Zip	02451-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	13
Legal Lot Number	32
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2010
Census Tract	368200

Owner

10 Caughey St is owner-occupied and held in a trust since August 2021.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 CAUGHEY ST, WALTHAM, MA 02451-3702
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Oct 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
Feb 27, 2025	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Aug 24, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK
Oct 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2014 · Amount on File
Deed Sale	May 22, 2014 · Amount on File
Prior Sale	Oct 14, 1988 · Amount on File
Deed Book / Page	63644 / 298
Last Transfer Date	Aug 10, 2021
Transfer Doc	78533-353
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	10 CAUGHEY ST, WALTHAM, MA 02451-3702
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077849-291
Date	May 25, 2021
Book Page	77849/291
Instrument	117763

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	10 CAUGHEY ST, WALTHAM, MA 02451-3702
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082127-100
Date	Oct 24, 2023
Book Page	82127/100
Instrument	120362

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	10 CAUGHEY ST, WALTHAM, MA 02451-3702
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083805-221
Date	Feb 27, 2025
Book Page	83805/221
Instrument	19931

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Aug 24, 2021
Property Address	10 CAUGHEY ST, WALTHAM, MA 02451-3702
Document Number	078533-353
Book / Page	78533 / 353
Instrument Date	Aug 10, 2021
Instrument	188748
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CAUGHEY ST, WALTHAM, MA 02451-3702

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	10 CAUGHEY ST, WALTHAM, MA 02451-3702
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70166-223
Date	Oct 31, 2017
Book Page	70166/223
Instrument	177350

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	10 CAUGHEY ST, WALTHAM, MA 02451-3702
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75917-400
Date	Oct 19, 2020
Book Page	75917/400
Instrument	189911

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10 Caughey St was $10,253, up 20.4% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,253.00 (+20.35%)	$993,500 (+14.52%) Land $451,000 Building $542,500	$963,565 (+22.16%)
2025	$8,519.00 (+2.73%)	$867,500 (+0.84%) Land $429,500 Building $438,000	$788,785 (+7.03%)
2024	$8,293.00 (+1.51%)	$860,300 (+8.66%) Land $429,500 Building $430,800	$737,010
2023	$8,170.00	$791,700 Land $389,700 Building $402,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Caughey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Caughey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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