10 Cartney Dr, Warwick, RI 02888 Property Records

Warwick City property record for 10 Cartney Dr, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 913 sqft · built 1971
Lot Size	0.103 acres (4,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Sep 2023)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30400680000`

Property Details

APN / Parcel Number

Primary APN	`30400680000`
Alternative APNs	`WARW M:304 B:0068 L:0000` `144715` `7349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	913 sqft Living Area
Gross Area	2,105 sqft
1st Floor Area	913 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,507 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	144715
Street Address	10 CARTNEY DR
City	WARWICK
State	RI
Zip	02888-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	68
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1011
Census Tract	21300

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CARTNEY DR, WARWICK, RI 02888-4911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Executor's Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Oct 2, 2020	Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC
Jun 20, 2017	Quit Claim Deed, Transfer NORWICH COM'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Deed Book / Page	10381 / 236
Record Updated	Sep 20, 2026

September 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 12, 2023
Property Address	10 CARTNEY DR, WARWICK, RI 02888-4911
Document Number	010381-236
Book / Page	10381 / 236
Instrument Date	Sep 11, 2023
Instrument	9516
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARTNEY DR, WARWICK, RI 02888-4911

Mortgage

Document Number	0000009517
Date	Sep 12, 2023
Instrument	9517

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	10 CARTNEY DR, WARWICK, RI 02888-4911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9627-52
Date	Oct 2, 2020
Book Page	9627/52
Instrument	14863

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	733 Months
Due	Nov 1, 2081

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Type Change Date	Oct 1, 2021
Index	Other
Margin	2

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 20, 2017
Property Address	10 CARTNEY DR, WARWICK, RI 02888-4911
Document Number	8840-306
Book / Page	008840 / 000306
Instrument Date	Jun 15, 2017
Instrument	8697
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARTNEY DR WARWICK RI 028884911, WARWICK, RI 02888-4911

Mortgage

Document Number	8840-309
Date	Jun 20, 2017
Book Page	008840/000309
Instrument	8698

Lender

Name	NORWICH COM'L

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,851.00 (+3.1%)	$382,000 (+15.2%) Land $162,500 Building $219,500
2024			$385,605
2023	$4,705.00 (+3.73%)	$331,600 (+36.91%) Land $138,600 Building $193,000
2022	$4,536.00	$242,200 Land $95,700 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1978–2014)
Claims Outside the SFHA	10 of 19
Most Recent Claim	Mar 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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