10 Carpenter Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 10 Carpenter Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,809 sqft · built 1954
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Apr 2002)
Tax Bill	$7,978 (2026)
Deeds & Mortgages	May 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0052 B:0000 L:2265`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0052 B:0000 L:2265`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,068 sqft
Basement Area	1,173 sqft
Finished Basement	994 sqft
Unfinished Basement	179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,892 sqft (0.273 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 CARPENTER RD
City	LYNNFIELD
State	MA
Zip	01940-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	CARPENTER ROAD
Legal Lot Number	2265
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	5
Census Block	5017
Census Tract	209100

Owner

10 Carpenter Rd is owned and occupied by an individual who bought it in April 2002.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 CARPENTER RD, LYNNFIELD, MA 01940-2319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2002 · Amount on File
Deed Sale	Apr 17, 2002 · Amount on File
Prior Sale	Jul 26, 2001 · Amount on File
Deed Book / Page	18597 / 265
Transfer Doc	032990-273
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	10 CARPENTER RD, LYNNFIELD, MA 01940-2319
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042098-197
Date	May 2, 2024
Book Page	42098/197
Instrument	20240502002280

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 10 Carpenter Rd was $7,978, up 9.5% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,978.00 (+9.48%)	$696,200 (+0.88%) Land $491,200 Building $204,600	$744,644 (-3.15%)
2025	$7,287.00 (+13.54%)	$690,100 (+13%) Land $486,900 Building $203,200	$768,835
2024	$6,418.00 (-2.67%)	$610,700 (+4.66%) Land $430,800 Building $179,900
2023	$6,594.00	$583,500 Land $408,700 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Carpenter Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1999–2014)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2014 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Carpenter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD WATER DIST. (MWRA) serves 4,820 people · EPA ID MA3164001
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20