10 Carney Ct, Bloomington, IL 61704 Property Records

McLean County property record for 10 Carney Ct, Bloomington, IL 61704

Property Summary

Property Type	Commercial
Lot Size	0.556 acres (24,240 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Feb 2025)
Tax Bill	$3,742 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-15-105-002`

Property Details

APN / Parcel Number

Primary APN	`21-15-105-002`

Exterior

Lot Area	24,240 sqft (0.556 acres)
Lot Dimensions	140 ft deep x 190 ft wide
View / Lot	Lake Front
Total Buildings	3 Buildings

Location & Zoning

Street Address	10 CARNEY CT
City	BLOOMINGTON
State	IL
Zip	61704
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 44 COMMERCE PARK SUB 16TH ADD
Legal Range	02E
Legal Township	23N
Legal Section	15
Legal Subdivision	COMMERCE PARK SUB
Legal Lot Number	44
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3056
Census Tract	5103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	902 AVALON WAY, BLOOMINGTON, IL 61705-6610
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Sep 19, 2022	Intrafamily Transfer, Transfer
Apr 5, 2022	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO
May 31, 2019	Warranty Deed, Transfer · Commercial Mortgage CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	20251782
Prior Transfer Date	Aug 26, 2022
Prior Transfer Doc	0000016700
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	10 CARNEY CT, BLOOMINGTON, IL 61704
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500012448
Date	Sep 10, 2025
Instrument	2025-00012448

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	10 CARNEY CT, BLOOMINGTON, IL 61704
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200021697
Date	Dec 13, 2022
Instrument	2022-00021697

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	10 CARNEY CT, BLOOMINGTON, IL 61704
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200017904
Date	Oct 5, 2022
Instrument	2022-00017904

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Sep 28, 2023

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Sep 19, 2022
Property Address	10 CARNEY CT, BLOOMINGTON, IL 61704
Document Number	202200016700
Map Reference	DOC 95-2208
Instrument Date	Aug 26, 2022
Instrument	2022-00016700
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CURRENCY DR, BLOOMINGTON, IL 61704-9632

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 5, 2022
Property Address	10 CARNEY CT, BLOOMINGTON, IL 61704
Document Number	202200006193
Map Reference	DOC 95-2208
Instrument Date	Mar 21, 2022
Instrument	2022-00006193
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CURRENCY DR, BLOOMINGTON, IL 61704-9632

Mortgage

Document Number	202200006194
Date	Apr 5, 2022
Instrument	2022-00006194

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	22 Months
Due	Feb 22, 2024

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 31, 2019
Property Address	10 CARNEY CT, BLOOMINGTON, IL 61704
Document Number	201900008241
Map Reference	DOC 95-2208
Instrument Date	May 30, 2019
Instrument	2019-00008241
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1576 E 550 N ROAD, HEYWORTH, IL 61745

Mortgage

Document Number	201900008733
Date	Jun 7, 2019
Instrument	2019-00008733

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,471 (+14.23%) Land $50,471	$151,413 (+14.23%) Land $151,413
2024	$3,742.00 (-0.03%)
2023	$3,743.00 (+6.27%)	$44,183 (+10.83%) Land $44,183	$132,549 (+10.83%) Land $132,549
2022	$3,522.00	$39,866 Land $39,866	$119,598 Land $119,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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