Contra Costa County property record for 10 Carmel Ave, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,139 sqft · built 1957 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $180,000 (Aug 1995) |
| Tax Bill | $4,823 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 504-284-009-9 |
| Primary APN | 504-284-009-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,139 sqft Living Area |
| 1st Floor Area | 1,139 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 3,300 sqft (0.076 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 10 CARMEL AVE |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-4113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CERRITO PARK TRACT POR LOTS 15 & 16 BLK 5 |
| Legal Subdivision | CERRITO PARK |
| Legal Block | 5 |
| Legal Lot Number | 15,16 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 390200 |
10 Carmel Ave is owner-occupied and held in a trust since August 1995.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 CARMEL AVE, EL CERRITO, CA 94530-4113 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jul 28, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 1995 · Amount on File |
| Deed Sale | Aug 17, 1995 · Amount on File |
| Deed Document Number | 1995135348 |
| Prior Transfer Date | Aug 10, 1995 |
| Prior Transfer Doc | 0000135348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 CARMEL AVE, EL CERRITO, CA 94530-4113 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000150441 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 2019-150441 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 28, 2022 |
| Property Address | 10 CARMEL AVE, EL CERRITO, CA 94530-4113 |
| Document Number | 0000119405 |
| Map Reference | VOL 2 PG 37 |
| Instrument Date | Jul 23, 2022 |
| Instrument | 2022-119405 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 10 CARMEL AVE, EL CERRITO, CA 94530-4113 |
The 2025 property tax bill for 10 Carmel Ave was $4,823 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $304,981 (+2%) Land $232,471 Building $72,510 | |
| 2025 | $4,823.00 Homeowner's exemption | $299,002 Land $227,913 Building $71,089 |
| 2023 | $4,713.00 (+2.06%) Homeowner's exemption | $287,394 Land $219,064 Building $68,330 |
| 2022 | $4,618.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Carmel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Carmel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile.
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