10 Cardinal Dr, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 10 Cardinal Dr, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1979
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on File
Last Sale	$286,500 (Nov 2020)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:R04 L:011-F`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:R04 L:011-F`
Alternative APNs	`M:R04 L:011=F` `170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	3,403 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	170
Street Address	10 CARDINAL DR
City	TOPSHAM
State	ME
Zip	04086-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Lot Number	11-F
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	3
Census Block	3014
Census Tract	970301

Owner

10 Cardinal Dr is owned by an individual who bought it in November 2020.

Source: Sagadahoc County and Topsham Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	220 PARKER AVE, BLACKFOOT, ID 83221-3912
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
May 17, 2019	Warranty Deed, Transfer ACADEMY MTG
Jan 7, 2019	Deed of Trust, Mortgage ANNA TOMECKA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	20209243
Prior Transfer Date	Dec 6, 2018
Prior Transfer Doc	0000000093
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Nov 24, 2020
Property Address	10 CARDINAL DR, TOPSHAM, ME 04086-1838
Document Number	0000009243
Instrument Date	Nov 18, 2020
Instrument	2020R-09243
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	E SIXTYFIFTH ST #SOUTH # SOUTH, SOUTH, IDAHO FALLS, ID 83404

Mortgage

Document Number	0000009244
Date	Nov 24, 2020
Instrument	2020R-09244

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	May 17, 2019
Property Address	10 CARDINAL DR, TOPSHAM, ME 04086-1838
Document Number	0000002821
Instrument Date	May 16, 2019
Instrument	2821
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 GROVER LN HARPSWELL ME 040794330, HARPSWELL, ME 04079-4330

Mortgage

Document Number	2822
Date	May 17, 2019
Instrument	2822

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	10 CARDINAL DR, TOPSHAM, ME 04086-1838
Document Number	0000000094
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	BAY AREA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 CHUTE RD WINDHAM ME 040624116, WINDHAM, ME 04062-4116

Mortgage

Document Number	0000000094
Date	Jan 8, 2019
Instrument	94

Lender

Name	ANNA TOMECKA
Address	31 CARTER RD, SHREWSBURY, MA 01545-1669

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cardinal Dr was $5,670.

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,670.00	$443,000 Land $69,600 Building $373,400
2023	$5,298.00 (+10.03%)	$390,100 (+16.83%) Land $61,700 Building $328,400
2022	$4,815.00	$333,900 Land $59,500 Building $274,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cardinal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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