10 Capron Ln, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 10 Capron Ln, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,340 sqft · built 1966
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,285,000 (Mar 2007)
Tax Bill	$37,692 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04805-0000-00093`

Property Details

APN / Parcel Number

Primary APN	`13-04805-0000-00093`
Alternative APN	`130480500093`

Interior

Stories	2 Stories
Building Area	3,340 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	13,499 sqft (0.31 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130480500093
Street Address	10 CAPRON LN
City	MONTCLAIR
State	NJ
Zip	07043-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROA
Legal Description	13498SF
Legal Subdivision	HELLER PROP TR G
Legal Block	4805
Legal Lot Number	93
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1005
Census Tract	16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CAPRON LN, MONTCLAIR, NJ 07043-2501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 17, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Jul 12, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2007 · Amount on Record
Deed Sale	Mar 16, 2007 · Amount on Record
Prior Sale	Jan 25, 2006 · Amount on Record
Deed Book / Page	12037 / 7749
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	10 CAPRON LN, MONTCLAIR, NJ 07043-2501
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127872
Date	Oct 25, 2021
Instrument	2021127872

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	10 CAPRON LN, MONTCLAIR, NJ 07043-2501
Document Number	0000042170
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CAPRON LN MONTCLAIR NJ 070432501, MONTCLAIR, NJ 07043-2501

Mortgage

Document Number	0000042170
Date	Apr 29, 2020
Instrument	42170

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	10 CAPRON LN, MONTCLAIR, NJ 07043-2501
Document Number	0000065611
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	LT NATIONAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CAPRON LN MONTCLAIR NJ 070432501, MONTCLAIR, NJ 07043-2501

Mortgage

Document Number	0000065611
Date	Jul 27, 2017
Instrument	65611

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,072,000 (-) Land $417,500 Building $654,500	$1,072,000 (-) Land $417,500 Building $654,500
2025	$37,692.00 (+3.32%)	$1,072,000 (-) Land $417,500 Building $654,500	$1,072,000 (-) Land $417,500 Building $654,500
2024	$36,480.00 (+3.5%)
2023		$1,072,000 Land $417,500 Building $654,500	$1,072,000 Land $417,500 Building $654,500
2022	$35,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1999–2026)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2026 · alluvial fan flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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