Miami-Dade County property record for 10 Cape Florida Dr, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,402 sqft · built 1979 |
| Lot Size | 0.511 acres (22,275 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,400,000 (Apr 2006) |
| Tax Bill | $80,994 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-024-0450 |
| Primary APN | 24-5205-024-0450 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 4,402 sqft Living Area |
| Gross Area | 6,077 sqft |
| 1st Floor Area | 302 sqft |
| Flooring | Covered |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 22,275 sqft (0.511 acres) |
| Lot Dimensions | 165 ft deep x 135 ft wide |
| Patio Area | 66 sqft |
|---|---|
| Gazebo | 212 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Street Address | 10 CAPE FLORIDA DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2000 |
| Legal Description | CAPE FLORIDA SUB SEC 3 PB 79-64 LOT 6 BLK 9 LOT SIZE135.000 X 165 OR 21280-2822 052003 4 COC 24387-1064 03 2006 1 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | CAPE FLORIDA SUB |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2006 · Amount on Record |
| Deed Sale | Apr 3, 2006 · Amount on Record |
| Prior Sale | Sep 3, 1999 · Amount on Record |
| Deed Document Number | 2006352684 |
| Deed Book / Page | 24387 / 1064 |
| Last Transfer Date | May 19, 2014 |
| Transfer Doc | 0000420242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 10 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2725 |
| Document Number | 0000496712 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 33249/1973 |
| Instrument | 2022R0496712 |
| Name | CITY NATIONAL BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 8.37% |
| Index | Other |
| Max Rate | 8.37% |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,994.00 (+2.28%) Homeowner's exemption | $5,110,349 (+5.99%) | $10,366,023 (+29.34%) Land $9,522,562 Building $843,461 |
| 2024 | $79,186.00 (+1.32%) | ||
| 2023 | $78,151.00 (+4.22%) Homeowner's exemption | $4,821,676 (+3%) | $8,014,453 (+8.59%) Land $7,156,958 Building $857,495 |
| 2022 | $74,987.00 Homeowner's exemption | $4,681,239 | $7,380,133 Land $6,515,438 Building $864,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 312 (1979–2024) |
| Claims Outside the SFHA | 1 of 312 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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