10 Cape Cod Ln, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 10 Cape Cod Ln, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,898 sqft · built 1939
Lot Size	0.172 acres (7,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Aug 2020)
Tax Bill	$13,682 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:D B:048 L:9`

Property Details

APN / Parcel Number

Primary APN	`MILT M:D B:048 L:9`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area
Gross Area	3,894 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,505 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 CAPE COD LN
City	MILTON
State	MA
Zip	02186-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	QUINCY PLACE
Legal Block	48
Legal Lot Number	9
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2012
Census Tract	416101

Owner

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CAPE COD LN, MILTON, MA 02186-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Aug 7, 2020	Quit Claim Deed, Transfer MORGAN STANLEY
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVISION BK
Dec 13, 2019	Quit Claim Deed, Transfer · Conventional Mortgage ENVISION BK
Feb 13, 2019	Quit Claim Deed, Transfer · Conventional with PMI BLUE HILLS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Dec 13, 2019 · Amount on Record
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	10 CAPE COD LN, MILTON, MA 02186-3314
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001535113
Date	Apr 24, 2024
Instrument	1535113

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Aug 7, 2020
Property Address	10 CAPE COD LN, MILTON, MA 02186-3314
Document Number	0001452436
Instrument Date	Aug 7, 2020
Instrument	1452436
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CHARLES ST #2 BOSTON MA 021143217, 2, BOSTON, MA 02114-3217

Mortgage

Document Number	1452437
Date	Aug 7, 2020
Instrument	1452437

Lender

Name	MORGAN STANLEY

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	10 CAPE COD LN, MILTON, MA 02186-3314
Document Number	0001447112
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CAPE COD LN MILTON MA 021863314, MILTON, MA 02186-3314

Mortgage

Document Number	0001447112
Date	Jun 2, 2020
Instrument	1447112

Lender

Name	ENVISION BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Dec 13, 2019
Property Address	10 CAPE COD LN, MILTON, MA 02186-3314
Document Number	0001436339
Instrument Date	Dec 13, 2019
Instrument	1436339
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CAPE COD LN MILTON MA 021863314, MILTON, MA 02186-3314

Mortgage

Document Number	1436340
Date	Dec 13, 2019
Instrument	1436340

Lender

Name	ENVISION BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Feb 13, 2019
Property Address	10 CAPE COD LN, MILTON, MA 02186-3314
Document Number	0001416780
Instrument Date	Feb 7, 2019
Instrument	1416780
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Quitclaim Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CAPE COD LN MILTON MA 021863314, MILTON, MA 02186-3314

Mortgage

Document Number	1416781
Date	Feb 13, 2019
Instrument	1416781

Lender

Name	BLUE HILLS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2020

Tax Assessment & Valuation

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,682.00 (+3.81%)	$1,233,700 (+2.21%) Land $563,100 Building $670,600	$1,188,545
2024	$13,180.00 (+4.36%)	$1,207,000 (+8.95%) Land $536,400 Building $670,600
2023	$12,629.00	$1,107,800 Land $510,900 Building $596,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	600 / 150

May also be available: T-Mobile.

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