Buncombe County property record for 10 Canopy Ln, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 192 sqft · built 1996 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Jan 2023) |
| Tax Bill | $207 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0618-83-0169-00000 |
| Primary APN | 0618-83-0169-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 192 sqft Living Area |
| 1st Floor Area | 192 sqft |
| Flooring | Softwood |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Terrain | Rolling |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 061804739184000 |
|---|---|
| Street Address | 10 CANOPY LN |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2023-01-17 DEE |
| Legal Description | DEED DATE: 2023-01-17 DEED: 6290-760 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000 |
| Legal Lot Number | 9184 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BROAD RIVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3205 |
10 Canopy Ln is owned by an individual who bought it in January 2023.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 CENTRAL AVE STE H, H, ASHEVILLE, NC 28801-2451 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK |
| Jan 17, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on File |
| Deed Sale | Jan 17, 2023 · Amount on File |
| Prior Sale | Sep 15, 2000 · Amount on File |
| Deed Document Number | 0006290760 |
| Deed Book / Page | 6290 / 760 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 10 CANOPY LN, BLACK MOUNTAIN, NC 28711 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0063490540 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 6349/540 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 17, 2023 |
| Property Address | 10 CANOPY LN, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0062900760 |
| Book / Page | 6290 / 760 |
| Instrument Date | Jan 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 JACKS LN, BONNEAU, SC 29431-8501 |
| Name | Verified Name |
|---|---|
| Address | 10 CANOPY LN, BLACK MOUNTAIN, NC 28711 |
The 2025 property tax bill for 10 Canopy Ln was $207.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $207.00 | $31,700 | |
| 2023 | $393.00 | $65,000 | $65,000 Land $31,700 Building $33,300 |
| 2021 | $31,700 Land $31,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Canopy Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Canopy Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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