10 Cameo Rd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 10 Cameo Rd, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 1959
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$229,000 (Apr 1999)
Tax Bill$18,019 (2024)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473489 88.-4-5

Property Details

APN / Parcel Number

Primary APN473489 88.-4-5
Alternative APNs
  • 0800-088.00-04.00-005.000
  • 348908800000040050000000
  • 47340021439

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,744 sqft Living Area
Gross Area2,759 sqft
1st Floor Area572 sqft
2nd Floor Area600 sqft
Upper Floors Area572 sqft
Basement Area220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Lot Area20,038 sqft (0.46 acres)
View / LotSuburban
Garage TypeAttached
Garage Area837 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area544 sqft
PorchCovered Porch
Porch Area578 sqft
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address10 CAMEO RD
CityCOMMACK
StateNY
Zip11725-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9-361076 TC-52 *2813 BLK 2 LOT 4 HAVEMEYER COURT SEC 2
Legal Block4
Legal Lot Number5
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2023
Census Tract135101

Owner

10 Cameo Rd is owned and occupied by two individuals who acquired it in September 2010.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address10 CAMEO RD, COMMACK, NY 11725-2017
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 1999 · Amount on File
Deed SaleApr 8, 1999 · Amount on File
Deed Book / Page11956 / 177
Last Transfer DateSep 30, 2010
Transfer Doc0126430653
Record UpdatedSep 20, 2026

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateOct 12, 2017
Property Address10 CAMEO RD, COMMACK, NY 11725-2017
Document Number0129330520
Book / Page012933 / 000520
Instrument DateSep 15, 2017
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyENSIGNIA PREMIER TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,160.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 RUTH BLVD COMMACK NY 117252120, COMMACK, NY 11725-2120

Mortgage

Document Number228630919
DateOct 12, 2017
Book Page022863/000919
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 11, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,585 Land $530 Building $6,055$823,125 Land $66,250 Building $756,875
2024$18,019.00
2023$6,585 Land $530 Building $6,055$7,569 Land $609 Building $6,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Cameo Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Cameo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

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