10 Callaway, Springboro, OH 45066 Property Records

Warren County property record for 10 Callaway, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,522 sqft · built 1988
Lot Size0.261 acres (11,369 sqft)
Owner2 Individual Names on Record
Last Sale$187,500 (Feb 1999)
Tax Bill$4,820 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-08-304-009-0

Property Details

APN / Parcel Number

Primary APN04-08-304-009-0
Alternative APNs
  • 0408304009
  • 408304009
  • 0529516
  • 529516

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,522 sqft Living Area
Gross Area3,072 sqft
1st Floor Area424 sqft
2nd Floor Area1,049 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Lot Area11,369 sqft (0.261 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Deck Area230 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number529516
Street Address10 CALLAWAY
CitySPRINGBORO
StateOH
Zip45066-9241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC CRAY FARMS 1 RP LOT 51
Legal SubdivisionMC CRAY FARMS 1 RP
Legal Block16
Legal Lot Number51
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group3
Census Block3011
Census Tract30504

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 CALLAWAY, SPRINGBORO, OH 45066-9241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jun 13, 2025Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Nov 19, 2024Transfer on Death Deed, Transfer
Jul 12, 2019Deed of Trust, Mortgage · Line of Credit
FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 1999 · Amount on Record
Deed SaleFeb 11, 1999 · Amount on Record
Prior SaleMar 6, 1997 · Amount on Record
Last Transfer DateNov 13, 2024
Transfer Doc0000026258
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address10 CALLAWAY, SPRINGBORO, OH 45066-9241
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016097
DateMay 12, 2022
Instrument2022-016097
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address10 CALLAWAY, SPRINGBORO, OH 45066-9241
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056849
DateDec 21, 2021
Instrument2021-056849
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address10 CALLAWAY, SPRINGBORO, OH 45066-9241
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CALLAWAY, SPRINGBORO, OH 45066-9241

Mortgage

Document Number0000013853
DateJun 13, 2025
Instrument2025-013853
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWARREN OH
Recording DateNov 19, 2024
Property Address10 CALLAWAY, SPRINGBORO, OH 45066-9241
Document Number0000026258
Map ReferenceMB 18 PG 75&76
Instrument DateNov 18, 2024
Instrument2024-026258
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 CALLAWAY, SPRINGBORO, OH 45066-9241

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address10 CALLAWAY, SPRINGBORO, OH 45066-9241
Document Number0000022510
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 CALLAWAY SPRINGBORO OH 450669241, SPRINGBORO, OH 45066-9241

Mortgage

Document Number0000022510
DateAug 12, 2019
Instrument22510
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 11, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,820.00 (+12.96%)$120,510 (+23.91%) Land $35,000 Building $85,510$344,320 (+23.91%) Land $100,000 Building $244,320
2023$4,267.00 (+4.58%) Homeowner's exemption$97,258 (-) Land $21,525 Building $75,733
2022$4,080.00 Homeowner's exemption$97,258 Land $21,525 Building $75,733$277,880 (-) Land $61,500 Building $216,380
2021$277,880 Land $61,500 Building $216,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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