10 Cabarrus Ave W, Concord, NC 28025 Property Records

Cabarrus County property record for 10 Cabarrus Ave W, Concord, NC 28025

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,600 sqft · built 1890
Lot Size	0.036 acres (1,568 sqft)
Owner	2 Individual Names on File
Last Sale	$291,500 (Feb 2024)
Tax Bill	$1,563 (2023)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5620 88 7014`

Property Details

APN / Parcel Number

Primary APN	`5620 88 7014`
Alternative APNs	`12026 0158.000000` `129502` `168921`

Interior

Stories	2 Stories
Building Area	1,600 sqft Total Area
1st Floor Area	800 sqft
Upper Floors Area	1,600 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Tar & Gravel
Lot Area	1,568 sqft (0.036 acres)
Lot Dimensions	40 ft deep x 40 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	168921
Street Address	10 CABARRUS AVE W
City	CONCORD
State	NC
Zip	28025-4702
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CC
Legal Description	NW SIDE CABARRUS AVE
Legal Subdivision	DOWNTOWN CONCORD
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	3
Census Block	3007
Census Tract	41902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Cabarrus Ave W, a commercial property, is owned by two individuals who bought it in February 2024.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1119 OKLAHOMA ST, KANNAPOLIS, NC 28083-7222
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage 8-10 CABARRUS LLC
Apr 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Prior Sale	Apr 2, 2019 · Amount on File
Deed Document Number	20243381
Deed Book / Page	16820 / 351
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 21, 2024
Property Address	10 CABARRUS AVE W, CONCORD, NC 28025-4702
Document Number	0016820351
Book / Page	16820 / 351
Instrument Date	Feb 16, 2024
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 UNION ST S # 100100, 100100, CONCORD, NC 28025-5009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 OKLAHOMA ST, KANNAPOLIS, NC 28083-7222

Mortgage

Document Number	0168200354
Date	Feb 21, 2024
Instrument	16820-0354

Lender

Name	8-10 CABARRUS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	10 Months
Due	Dec 15, 2024

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 2, 2019
Property Address	10 CABARRUS AVE W, CONCORD, NC 28025-4702
Document Number	13442200
Book / Page	013442 / 000200
Instrument Date	Apr 2, 2019
Instrument	7668
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	51 UNION ST S #100 CONCORD NC 280255009, 100, CONCORD, NC 28025-5009

Mortgage

Document Number	13442214
Date	Apr 2, 2019
Book Page	013442/000214
Instrument	7670

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,010 (-) Land $36,060 Building $111,950
2025		$148,010 Land $36,060 Building $111,950
2024			$148,010 (+34.68%) Land $36,060 Building $111,950
2023	$1,563.00	$109,900 Land $23,520 Building $86,380	$109,900 Land $23,520 Building $86,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Cabarrus Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cabarrus Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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