10 C St, Galt, CA 95632 Property Records

Sacramento County property record for 10 C St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,639 sqft · built 1971
Lot Size	0.137 acres (5,972 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,111 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0230-008-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0230-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	1,639 sqft
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,972 sqft (0.137 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10 C ST
City	GALT
State	CA
Zip	95632-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	VALLEY OAKS MANOR, LOT 8
Legal Subdivision	VALLEY OAKS MANOR
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4012
Census Tract	9502

Owner

10 C St is owned and occupied by two individuals who acquired it in April 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 C ST, GALT, CA 95632-1826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Dec 6, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage SCHOOLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 27, 2022
Transfer Doc	2022000942
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 2, 2022
Property Address	10 C ST, GALT, CA 95632-1826
Document Number	0000000942
Map Reference	MB 83 MAP 11
Instrument Date	Apr 27, 2022
Instrument	2022050200942
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 C ST, GALT, CA 95632-1826

Mortgage

Document Number	0000000943
Date	May 2, 2022
Instrument	2022050200943

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

December 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 6, 2018
Property Address	10 C ST, GALT, CA 95632-1826
Document Number	1812061805
Instrument Date	Nov 26, 2018
Instrument	1812061805
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 C ST GALT CA 956321826, GALT, CA 95632-1826

Mortgage

Document Number	1812061806
Date	Dec 6, 2018
Instrument	1812061806

Lender

Name	SCHOOLS FCU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 5, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 10 C St was $2,111 with a homeowner's exemption, up 4.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$194,482 (+2%) Land $70,714 Building $123,768
2025	$2,111.00 (+4.56%) Homeowner's exemption	$190,670 Land $69,328 Building $121,342
2024	$2,019.00 (+1.76%)
2023	$1,984.00 (+4.31%) Homeowner's exemption	$183,268 Land $66,637 Building $116,631
2022	$1,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 C St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 C St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on C St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures