10 Burnham Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 10 Burnham Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,784 sqft · built 1910
Lot Size	0.302 acres (13,151 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Sep 2025)
Tax Bill	$6,987 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00020 B:00009 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00020 B:00009 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	2,625 sqft
Basement Area	825 sqft
Unfinished Basement	165 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,151 sqft (0.302 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 BURNHAM RD
City	ANDOVER
State	MA
Zip	01810-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	9
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2021
Census Tract	254100

Owner

Source: Essex County and Andover Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 BURNHAM RD, ANDOVER, MA 01810-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ONNA LO
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MCM PROP SOLUTIONS LL
Sep 4, 2025	Quit Claim Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Aug 26, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Jan 19, 2024	Foreclosure · Stand-Alone First Mortgage STEVEN A ROSS
Jan 26, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage STEVENA ROSS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Aug 26, 2024 · Amount on Record
Deed Book / Page	18375 / 187
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	10 BURNHAM RD, ANDOVER, MA 01810-3104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017815-16
Date	Aug 21, 2023
Book Page	17815/16
Instrument	13562

Lender

Name	ONNA LO

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	10 BURNHAM RD, ANDOVER, MA 01810-3104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017881-89
Date	Nov 21, 2023
Book Page	17881/89
Instrument	19373

Lender

Name	MCM PROP SOLUTIONS LL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Sep 4, 2025
Property Address	10 BURNHAM RD, ANDOVER, MA 01810-3104
Document Number	018375-187
Book / Page	18375 / 187
Instrument Date	Sep 4, 2025
Instrument	15290
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BURNHAM RD, ANDOVER, MA 01810-3104

Mortgage

Document Number	0000015291
Date	Sep 4, 2025
Instrument	15291

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Aug 26, 2024
Property Address	10 BURNHAM RD, ANDOVER, MA 01810-3104
Document Number	018075-212
Book / Page	18075 / 212
Instrument Date	Aug 26, 2024
Instrument	14383
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 BURNHAM RD, ANDOVER, MA 01810-3104

Mortgage

Document Number	0000014384
Date	Aug 26, 2024
Instrument	14384

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	ANDOVER MA
Recording Date	Jan 19, 2024
Property Address	10 BURNHAM RD, ANDOVER, MA 01810-3104
Document Number	017917-328
Book / Page	17917 / 328
Instrument Date	Jan 16, 2024
Instrument	971
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BELMONT RD, WEST HARWICH, MA 02671-1311
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000974
Date	Jan 19, 2024
Instrument	974

Lender

Name	STEVEN A ROSS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jan 26, 2022
Property Address	10 BURNHAM RD, ANDOVER, MA 01810-3104
Document Number	0017323-11
Book / Page	17323 / 11
Instrument Date	Jan 20, 2022
Instrument	2153
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BURNHAM RD, ANDOVER, MA 01810-3104

Mortgage

Document Number	0000002154
Date	Jan 26, 2022
Instrument	2154

Lender

Name	STEVENA ROSS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,987.00 (+0.01%)	$559,400 (+3.13%) Land $343,500 Building $215,900	$735,205
2024	$6,986.00 (+13.85%)	$542,400 (+20.75%) Land $338,900 Building $203,500
2023	$6,136.00	$449,200 Land $305,200 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Nearby Flood Policies	274 units insured incl. 244 condo units
Nearby Flood Claims	87 (1982–2023)
Claims Outside the SFHA	11 of 87
Most Recent Claim	Mar 2023 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 33 claims Severe Storms And Flooding, May 2006 · 39 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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