10 Broken Bit Rd, Ellabell, GA 31308 Property Records

Bryan County property record for 10 Broken Bit Rd, Ellabell, GA 31308

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,787 sqft · built 2012
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (Sep 2025)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`025A 023`

Property Details

APN / Parcel Number

Primary APN	`025A 023`
Alternative APN	`16094`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,787 sqft Heated Area
1st Floor Area	1,589 sqft
2nd Floor Area	1,198 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	230 ft deep x 95 ft wide
Garage Area	420 sqft
Porch	Open Porch
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16094
Old Parcel Number	025A 023
Street Address	10 BROKEN BIT RD
City	ELLABELL
State	GA
Zip	31308-7408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	HIDDEN CREEK S/D PHASE I PS 578/5
Legal Subdivision	HIDDEN CREEK
Legal Phase	1
Legal Lot Number	111
Jurisdiction	BRYAN GA
Township / Civil Division	PEMBROKE
Census Block Group	2
Census Block	2064
Census Tract	920101

Owner

10 Broken Bit Rd is owned and occupied by an individual who bought it in September 2025.

Source: Bryan County records, as of January 9, 2026

Owner of Record	Individual Name on File
Mailing Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Dec 19, 2022	Deed of Trust, Mortgage · FHA Mortgage COLONY BANK
Oct 22, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Sep 3, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES
Oct 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Oct 9, 2019
Deed Document Number	0001738738
Deed Book / Page	1738 / 738
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN GA
Property Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408

Mortgage

Document Number	0000001646/0000000225
Date	Oct 20, 2023
Book Page	0000001646/0000000225
Instrument	D2023006070

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN GA
Property Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408

Mortgage

Document Number	0000001605/0000000698
Date	Dec 19, 2022
Book Page	0000001605/0000000698
Instrument	008673

Lender

Name	COLONY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN GA
Property Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408

Mortgage

Document Number	0000001692/0000000624
Date	Oct 22, 2024
Book Page	0000001692/0000000624

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN GA
Recording Date	Sep 3, 2025
Property Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408
Document Number	001738/738
Book / Page	1738 / 738
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.42
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408

Mortgage

Document Number	0001738740
Date	Sep 3, 2025
Instrument	1738/740

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN GA
Recording Date	Oct 9, 2019
Property Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408
Document Number	001378/945
Book / Page	1378 / 945
Instrument Date	Oct 9, 2019
Instrument	2019-002076
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BROKEN BIT RD, ELLABELL, GA 31308-7408

Tax Assessment & Valuation

The 2025 property tax bill for 10 Broken Bit Rd was $3,568, up 2.2% from the year before.

Source: Bryan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Bryan County
Unified School District	Bryan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,568.00 (+2.23%)	$135,200 (-1.66%) Land $15,200 Building $120,000	$338,000 (-1.66%) Land $38,000 Building $300,000
2024	$3,490.00 (+12.47%)	$137,480 (+18.11%) Land $13,680 Building $123,800	$343,700 (+18.11%) Land $34,200 Building $309,500
2023	$3,103.00 (+16.74%)	$116,400 (+23.46%) Land $15,200 Building $101,200	$291,000 (+23.46%) Land $38,000 Building $253,000
2022	$2,658.00	$94,280 Land $16,720 Building $77,560	$235,700 Land $41,800 Building $193,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Broken Bit Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective March 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Broken Bit Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK CREEK GOLF-BREWTON ACRES private · serves 541 people · EPA ID GA0290098
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pembroke Telephone Company Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Broken Bit Rd

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