10 Brighton Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 10 Brighton Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,843 sqft · built 2002
Lot Size	0.412 acres (17,947 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Aug 2019)
Tax Bill	$19,056 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02514-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`14-02514-0000-00013`
Alternative APNs	`1400591U00022` `140251400013`

Interior

Building Area	2,843 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Lot Area	17,947 sqft (0.412 acres)

Location & Zoning

Old Parcel Number	1400591U00022
Street Address	10 BRIGHTON TER
City	WAYNE
State	NJ
Zip	07470-6467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIDGE ROAD ACRES SEC #2
Legal Block	2514
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2025
Census Tract	246201

Owner

10 Brighton Ter is owned and occupied by two individuals who bought it in August 2019.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 BRIGHTON TER, WAYNE, NJ 07470-6467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Apr 17, 2006 · Amount on File
Deed Document Number	201937129
Deed Book / Page	3642 / 222
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 23, 2019
Property Address	10 BRIGHTON TER, WAYNE, NJ 07470-6467
Document Number	0000037129
Book / Page	D3642 / 0222
Map Reference	MAP 2100
Instrument Date	Jul 31, 2019
Instrument	2019037129
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	AUTHENTIC TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 LEVINBERG LN, 132, WAYNE, NJ 07470-4061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BRIGHTON TER, WAYNE, NJ 07470-6467

Mortgage

Document Number	0000037131
Date	Aug 23, 2019
Book Page	M15671/0278
Instrument	2019037131

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.07%
Index	1-Year LIBOR
Max Rate	8.07%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Brighton Ter was $19,056, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,700 (-) Land $124,000 Building $193,700	$317,700 (-) Land $124,000 Building $193,700
2025	$19,056.00 (+0.88%)	$317,700 Land $124,000 Building $193,700	$317,700 Land $124,000 Building $193,700
2024	$18,890.00
2023		$317,700 Land $124,000 Building $193,700	$317,700 Land $124,000 Building $193,700
2022	$17,962.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Brighton Ter in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Brighton Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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