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10 Breton Cir, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 10 Breton Cir, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,862 sqft · built 1971
Lot Size0.459 acres (19,998 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Nov 2004)
Tax Bill$8,616 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNREAD M:003.0-0000-0034.0

Property Details

APN / Parcel Number

Primary APNREAD M:003.0-0000-0034.0
Alternative APNs
  • M:003.0=0000=0034.0
  • 70000000240
  • 70000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,862 sqft Living Area
Gross Area2,966 sqft
Basement Area675 sqft
Unfinished Basement439 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,998 sqft (0.459 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number70000000240
Street Address10 BRETON CIR
CityREADING
StateMA
Zip01867-3751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2008
Census Tract334100

Owner

10 Breton Cir is owned and occupied by two individuals who bought it in November 2004.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10 BRETON CIR, READING, MA 01867-3751
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2004 · Amount on File
Deed SaleNov 2, 2004 · Amount on File
Deed Document Number2004278305
Deed Book / Page44028 / 333
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address10 BRETON CIR, READING, MA 01867-3751
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081943-399
DateAug 30, 2023
Book Page81943/399
Instrument97728
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Breton Cir was $8,616, up 2.1% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,616.00 (+2.11%)$786,100 (+6.12%) Land $459,400 Building $326,700$887,652 (+20.55%)
2025$8,438.00 (+3.08%)$740,800 (+6.06%) Land $432,900 Building $307,900$736,345 (-2.44%)
2024$8,186.00 (-2.26%)$698,500 (+5.01%) Land $408,200 Building $290,300$754,775
2023$8,375.00$665,200 Land $388,700 Building $276,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Breton Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Breton Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, AT&T.

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