10 Bray Park Dr, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 10 Bray Park Dr, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,664 sqft · built 1960
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (May 2019)
Tax Bill	$5,079 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0158 B:0000 L:46`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0158 B:0000 L:46`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,617 sqft
Basement Area	1,040 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,374 sqft (0.215 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 BRAY PARK DR
City	HOLYOKE
State	MA
Zip	01040-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	BRAY PARK
Legal Lot Number	46
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2002
Census Tract	812101

Owner

10 Bray Park Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 BRAY PARK DR, HOLYOKE, MA 01040-1651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 6, 2021	Quit Claim Deed, Transfer Quitclaim
May 17, 2019	Quit Claim Deed, Transfer · VA Mortgage HARBORONE MORTGAGE
Dec 15, 2017	Quit Claim Deed, Transfer · Conventional with PMI LEND USA
Feb 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Book / Page	22670 / 236
Last Transfer Date	Feb 8, 2021
Transfer Doc	23807-167
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	10 BRAY PARK DR, HOLYOKE, MA 01040-1651
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026196-63
Date	Jan 23, 2026
Book Page	26196/63
Instrument	3143

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Apr 6, 2021
Property Address	10 BRAY PARK DR, HOLYOKE, MA 01040-1651
Document Number	23807-167
Book / Page	23807 / 167
Instrument Date	Feb 8, 2021
Instrument	23041
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 BRAY PARK DR, HOLYOKE, MA 01040-1651

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	May 17, 2019
Property Address	10 BRAY PARK DR, HOLYOKE, MA 01040-1651
Document Number	22670-236
Book / Page	22670 / 236
Instrument Date	May 14, 2019
Instrument	25709
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 NASHAWANNUCK ST, EASTHAMPTON, MA 01027-2447

Mortgage

Document Number	25710
Date	May 17, 2019
Instrument	25710

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Dec 15, 2017
Property Address	10 BRAY PARK DR, HOLYOKE, MA 01040-1651
Document Number	21987-287
Book / Page	021987 / 000287
Instrument Date	Dec 11, 2017
Instrument	74193
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 OVERLOOK DR EASTHAMPTON MA 010272532, EASTHAMPTON, MA 01027-2532

Mortgage

Document Number	21987-290
Date	Dec 15, 2017
Book Page	021987/000290
Instrument	74194

Lender

Name	LEND USA

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Feb 10, 2017
Property Address	10 BRAY PARK DR, HOLYOKE, MA 01040-1651
Document Number	21565-352
Book / Page	021565 / 000352
Instrument Date	Feb 10, 2017
Instrument	7652
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 COLUMBUS AVE HOLYOKE MA 010401809, HOLYOKE, MA 01040-1809

Tax Assessment & Valuation

The 2026 property tax bill for 10 Bray Park Dr was $5,079, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,079.00 (+6.84%)	$291,400 (+7.01%) Land $66,800 Building $223,200	$289,547 (-12.49%)
2025	$4,754.00 (+6.35%)	$272,300 (+15.43%) Land $62,400 Building $209,900	$330,885 (+3.69%)
2024	$4,470.00 (+4.51%)	$235,900 (+3.46%) Land $59,500 Building $176,400	$319,105
2023	$4,277.00	$228,000 Land $59,500 Building $168,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Bray Park Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Bray Park Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

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