10 Bortic Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 10 Bortic Rd, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details2,448 sqft · built 1908
Lot Size0.301 acres (13,098 sqft)
Owner2 Individual Names on Record
Last Sale$681,000 (Feb 2021)
Tax Bill$13,233 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-00201-0000-00062

Property Details

APN / Parcel Number

Primary APN04-00201-0000-00062
Alternative APN
  • 040020100062

Interior

Stories2 Stories
Building Area2,448 sqft Living Area

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Construction TypeFrame
Lot Area13,098 sqft (0.301 acres)
Lot Dimensions388 ft deep x 63 ft wide
Garage TypeDetached

Location & Zoning

Old Parcel Number040020100062
Street Address10 BORTIC RD
CityCEDAR GROVE
StateNJ
Zip07009-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description63X388+10X175 IRR
Legal Block201
Legal Lot Number62
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group1
Census Block1007
Census Tract21300

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 BORTIC RD, CEDAR GROVE, NJ 07009-1220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 26, 2019Deed of Trust, Mortgage · Conventional with PMI
FINANCE OF AMERICA MTG
Dec 12, 2017Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2021 · Amount on Record
Deed SaleFeb 8, 2021 · Amount on Record
Prior SaleDec 12, 2017 · Amount on Record
Deed Document Number202115145
Record UpdatedOct 29, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateFeb 8, 2021
Property Address10 BORTIC RD, CEDAR GROVE, NJ 07009-1220
Document Number2021015145
Instrument DateDec 17, 2020
Instrument2021015145
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,702.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address592 MAPLE AVE, 592, SADDLE BROOK, NJ 07663-4911

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BORTIC RD, CEDAR GROVE, NJ 07009-1220

Mortgage

Document Number2021015146
DateFeb 8, 2021
Instrument2021015146
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address10 BORTIC RD, CEDAR GROVE, NJ 07009-1220
Document Number0000074834
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedSep 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BORTIC RD CEDAR GROVE NJ 070091220, CEDAR GROVE, NJ 07009-1220

Mortgage

Document Number0000074834
DateAug 9, 2019
Instrument74834
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 8, 2049

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateDec 12, 2017
Property Address10 BORTIC RD, CEDAR GROVE, NJ 07009-1220
Document Number0000107775
Instrument DateNov 8, 2017
Instrument107775
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$589.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BORTIC RD CEDAR GROVE NJ 070091220, CEDAR GROVE, NJ 07009-1220

Mortgage

Document Number107778
DateDec 12, 2017
Instrument107778
Lender
NameFINANCE OF AMERICA MTG
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2047

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$824,400 (+67.39%) Land $355,900 Building $468,500$824,400 (+67.39%) Land $355,900 Building $468,500
2025$13,233.00 (+2.8%)$492,500 (-) Land $197,800 Building $294,700$492,500 (-) Land $197,800 Building $294,700
2024$12,873.00 (+1.95%)
2023$492,500 Land $197,800 Building $294,700$492,500 Land $197,800 Building $294,700
2022$12,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims18 (1979–2021)
Claims Outside the SFHA3 of 18
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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