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10 Birch St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 10 Birch St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,224 sqft · built 1967
Lot Size0.39 acres (17,000 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Mar 2023)
Tax Bill$5,716 (2025)
Deeds & MortgagesSep 2023 Transfer
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN143-17400-R3-001

Property Details

APN / Parcel Number

Primary APN143-17400-R3-001
Alternative APN
  • WSPR M:00143 B:17400 L:000R3

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,224 sqft Living Area
Gross Area4,516 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area17,000 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number143-17400-R3-001
Street Address10 BIRCH ST
CityWEST SPRINGFIELD
StateMA
Zip01089-1102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block17400
Legal Lot NumberR3
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2005
Census Tract812202

Owner

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 BIRCH ST, WEST SPRINGFIELD, MA 01089-1102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Quit Claim Deed, Transfer
Quitclaim
Mar 10, 2023Quit Claim Deed, Transfer · FHA Mortgage
NORTHERN MORTGAGE CO
Jun 29, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
POLISH NATIONAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2023 · Amount on Record
Deed SaleMar 10, 2023 · Amount on Record
Prior SaleJun 29, 2022 · Amount on Record
Deed Document Number202311010
Deed Book / Page24933 / 478
Last Transfer DateSep 21, 2023
Transfer Doc025163-494
Record UpdatedOct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateSep 21, 2023
Property Address10 BIRCH ST, WEST SPRINGFIELD, MA 01089-1102
Document Number025163-494
Book / Page25163 / 494
Instrument DateSep 21, 2023
Instrument44911
Transaction TypeTransfer
Record UpdatedOct 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 WHITE ST, WESTFIELD, MA 01085-8216

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMar 10, 2023
Property Address10 BIRCH ST, WEST SPRINGFIELD, MA 01089-1102
Document Number024933-478
Book / Page24933 / 478
Instrument DateMar 10, 2023
Instrument11010
Transaction TypeTransfer
Record UpdatedMar 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 WHITE ST, WESTFIELD, MA 01085-8216

Mortgage

Document Number0000011011
DateMar 10, 2023
Instrument11011
Lender
NameNORTHERN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJun 29, 2022
Property Address10 BIRCH ST, WEST SPRINGFIELD, MA 01089-1102
Document Number024617-320
Book / Page24617 / 320
Instrument DateJun 29, 2022
Instrument39492
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 W SCHOOL ST, WEST SPRINGFIELD, MA 01089-3430

Mortgage

Document Number0000039493
DateJun 29, 2022
Instrument39493
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.99%
Type Change DateJul 1, 2030
Max Rate At Change2.88%
IndexOther

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,716.00 (+8.24%)$384,400 (+7.8%) Land $103,700 Building $280,700$433,105
2024$5,281.00 (+3.39%)$356,600 (+8.49%) Land $98,400 Building $258,200
2023$5,108.00$328,700 Land $93,700 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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