10 Bernards Rd, Merrimack, NH 03054 Property Records

Hillsborough County and Merrimack Town property record for 10 Bernards Rd, Merrimack, NH 03054

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,442 sqft · built 1988
OwnerIndividual Name on Record
Last Sale$390,000 (Jun 2024)
Tax Bill$5,523 (2025)
Deeds & MortgagesJan 2026 Mortgage
Feb 2024 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APNMRMK M:0007E L:000048 S:000B10

Property Details

APN / Parcel Number

Primary APNMRMK M:0007E L:000048 S:000B10
Alternative APN
  • M:007E B:00048 L:B10

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,442 sqft Living Area
Gross Area2,115 sqft
1st Floor Area665 sqft
Basement Area665 sqft
Unfinished Basement665 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10 BERNARDS RD
CityMERRIMACK
StateNH
Zip03054-2780
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRESIDE
Legal Lot Number48
JurisdictionMERRIMACK TOWN NH
Township / Civil DivisionMERRIMACK
Census Block Group1
Census Block1002
Census Tract14101

Owner

Source: Hillsborough County and Merrimack Town records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 DEPOT ST, 102, MERRIMACK, NH 03054-3422
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 12, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
May 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Apr 29, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Jul 29, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Nov 20, 2017Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2024 · Amount on Record
Deed SaleJun 21, 2024 · Amount on Record
Deed Document Number202418555
Deed Book / Page9781 / 2465
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERRIMACK TOWN NH
Property Address10 BERNARDS RD, MERRIMACK, NH 03054-2780
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09922-2320
DateJan 15, 2026
Book Page9922/2320
Instrument260001745
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERRIMACK TOWN NH
Property Address10 BERNARDS RD, MERRIMACK, NH 03054-2780
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09756-2732
DateFeb 12, 2024
Book Page9756/2732
Instrument240004162
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERRIMACK TOWN NH
Property Address10 BERNARDS RD, MERRIMACK, NH 03054-2780
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9468-2694
DateMay 12, 2021
Book Page9468/2694
Instrument210032953
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term325 Months
DueJun 1, 2048

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERRIMACK TOWN NH
Property Address10 BERNARDS RD, MERRIMACK, NH 03054-2780
Document Number0092902931
Instrument DateApr 29, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 BERNARDS RD MERRIMACK NH 030542780, MERRIMACK, NH 03054-2780

Mortgage

Document Number0092902931
DateMay 7, 2020
Book Page009290/002931
Instrument200021766
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term336 Months
DueMay 6, 2048

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERRIMACK TOWN NH
Property Address10 BERNARDS RD, MERRIMACK, NH 03054-2780
Document Number0091960093
Instrument DateJul 29, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 BERNARDS RD MERRIMACK NH 030542780, MERRIMACK, NH 03054-2780

Mortgage

Document Number0091960093
DateAug 6, 2019
Book Page009196/000093
Instrument9033465
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERRIMACK TOWN NH
Property Address10 BERNARDS RD, MERRIMACK, NH 03054-2780
Document Number0090321469
Book / Page009032 / 001469
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyCOMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 BERNARDS RD #10 MERRIMACK NH 030542780, 10, MERRIMACK, NH 03054-2780

Mortgage

Document Number0090321469
DateDec 4, 2017
Book Page009032/001469
Instrument7058194
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2047

Tax Assessment & Valuation

Source: Hillsborough County and Merrimack Town assessment roll, as of April 9, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyHillsborough County
County SubdivisionMerrimack Town
Unified School DistrictMerrimack School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,523.00 (+13.67%)$249,800 (-) Building $249,800
2023$4,859.00 (+11.91%)$249,800 (-) Building $249,800$362,615
2022$4,342.00$249,800 Building $249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.6% of New Hampshire
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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