10 Berkeley Ter, #12, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 10 Berkeley Ter, #12, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	1,880 sqft · built 1921
Lot Size	0.115 acres (5,022 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Dec 2015)
Tax Bill	$9,551 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00437-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`12-00437-0000-00021`
Alternative APNs	`120043700021` `05003000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,880 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	5,022 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 3 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	05003000
Street Address	10 BERKELEY TER, 12
City	PLAINFIELD
State	NJ
Zip	07062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 1880 SQ FT
Legal Subdivision	MERCHANTS PARK
Legal Block	437
Legal Lot Number	21
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1002
Census Tract	38800

Owner

Source: Union County and Plainfield City records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 BERKELEY TER, 12, PLAINFIELD, NJ 07062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREATER ALLIANCE FEDERAL CREDIT UNION
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit GARDEN SAVINGS FCU
Sep 29, 2020	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Aug 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST GNTY MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2015 · Amount on Record
Deed Sale	Dec 28, 2015 · Amount on Record
Prior Sale	Mar 2, 2015 · Amount on Record
Deed Book / Page	6097 / 747
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jul 8, 2026
Property Address	10 BERKELEY TER, 12, PLAINFIELD, NJ 07062
Document Number	0000094468
Book / Page	15826 / 1
Instrument Date	Jun 26, 2026
Instrument	202694468
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094468,
Date	Jul 8, 2026
Book Page	15826/1
Instrument	202694468

Lender

Name	GREATER ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10-12 BERKELEY TERR, PLAINFIELD, NJ 07062
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BERKELEY TER, PLAINFIELD, NJ 07062-1308

Mortgage

Document Number	0152742289
Date	Sep 9, 2022
Book Page	15274/2289
Instrument	42787

Lender

Name	GARDEN SAVINGS FCU
Type	Credit Union
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10-12 BERKELEY TERR, PLAINFIELD, NJ 07062
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 12 BERKELEY TERR, 12, PLAINFIELD, NJ 07062-1308

Mortgage

Document Number	0147782216
Date	Sep 29, 2020
Book Page	14778/2216
Instrument	699940

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10-12 BERKELEY TERR, PLAINFIELD, NJ 07062
Document Number	0143560606
Book / Page	014356 / 000606
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10-12 BERKELEY TER PLAINFIELD NJ 07062, PLAINFIELD, NJ 07062

Mortgage

Document Number	0143560606
Date	Oct 31, 2017
Book Page	014356/000606
Instrument	648436

Lender

Name	FIRST GNTY MTG CORP
Address	TYSONS CORNER, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,000 (-) Land $33,600 Building $73,400	$107,000 (-) Land $33,600 Building $73,400
2025	$9,551.00 (+2.23%)	$107,000 (-) Land $33,600 Building $73,400	$107,000 (-) Land $33,600 Building $73,400
2024	$9,343.00 (+3.23%)
2023		$107,000 (-) Land $33,600 Building $73,400	$107,000 (-) Land $33,600 Building $73,400
2022	$9,051.00	$107,000 Land $33,600 Building $73,400	$107,000 Land $33,600 Building $73,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	169 (1982–2025)
Claims Outside the SFHA	15 of 169
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 23 claims Hurricane Irene, Sep 2011 · 39 claims Severe Storms And Flooding, Mar 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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