Middlesex County and Reading Town property record for 10 Belmont St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,472 sqft · built 1907 |
| Lot Size | 0.202 acres (8,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $577,000 (Aug 2019) |
| Tax Bill | $8,233 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:022.0-0000-0309.0 |
| Primary APN | READ M:022.0-0000-0309.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 2,328 sqft Gross Area |
| Basement Area | 744 sqft Basement |
| Unfinished Basement | 744 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 8,812 sqft (0.202 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 890000000250 |
|---|---|
| Street Address | 10 BELMONT ST |
| City | READING |
| State | MA |
| Zip | 01867-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:022.0-0000-0309.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 BELMONT ST, READING, MA 01867-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Aug 20, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Prior Sale | Apr 24, 2014 · Amount on Record |
| Deed Document Number | 2019123879 |
| Deed Book / Page | 73139 / 388 |
| Transfer Doc | 6131000234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 BELMONT ST, READING, MA 01867-2625 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077303-110 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 77303/110 |
| Instrument | 64308 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 20, 2019 |
| Property Address | 10 BELMONT ST, READING, MA 01867-2625 |
| Document Number | 73139-388 |
| Book / Page | 73139 / 388 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 123879 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 BELMONT ST, READING, MA 01867-2625 |
| Document Number | 123880 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 123880 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 01, 2024 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,233.00 (+1.18%) | $722,800 (+4.1%) Land $477,500 Building $245,300 | $763,135 (+17.56%) |
| 2024 | $8,137.00 (+3.25%) | $694,300 (+10.91%) Land $458,700 Building $235,600 | $649,135 |
| 2023 | $7,881.00 | $626,000 Land $413,500 Building $212,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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