Flathead County property record for 10 Bell St, Olney, MT 59927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1995 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $296,900 (Aug 2024) |
| Tax Bill | $240 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R07102864 |
| Primary APN | R07102864 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 1,080 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,021 sqft (0.253 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 375 sqft |
| Deck Area | 135 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000982699 |
|---|---|
| Street Address | 10 BELL ST |
| City | OLNEY |
| State | MT |
| Zip | 59927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLNEY ADD 1, S07, T32 N, R23 W, BLOCK 002, LOT 008, LOTS 8 & 9 |
| Legal Range | 23W |
| Legal Township | 32N |
| Legal Section | 07 |
| Legal Subdivision | OLNEY ADD 1 |
| Legal Block | 2 |
| Legal Lot Number | 8,9 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 101 |
10 Bell St is owned and occupied by two individuals who bought it in August 2024.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 150, OLNEY, MT 59927-0150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2024 · Amount on File |
| Deed Sale | Aug 27, 2024 · Amount on File |
| Deed Document Number | 202415464 |
| Prior Transfer Date | Sep 10, 2013 |
| Prior Transfer Doc | 0000023267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 10 BELL ST, OLNEY, MT 59927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000042636 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 202000042636 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 4, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 4, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.65% |
| Max Rate At Change | 5.65% |
| Index | Other |
| Max Rate | 8.65% |
The 2026 property tax bill for 10 Bell St was $240 with a homeowner's exemption, up 3.9% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Olney-Bissell Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240.00 (+3.9%) Homeowner's exemption | $405,400 (-) | |
| 2025 | $231.00 Homeowner's exemption | $405,400 | $405,400 Land $64,300 Building $341,100 |
| 2023 | $967.00 | $307,730 | $307,730 Land $52,700 Building $255,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Bell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Bell St is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 72% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
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