10 Belchertown St, #12, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 10 Belchertown St, #12, Three Rivers, MA 01080

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,580 sqft · built 1900
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Nov 2025)
Tax Bill	$4,767 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:77 B:8`

Property Details

APN / Parcel Number

Primary APN	`PALM M:77 B:8`
Alternative APN	`M:0077 L:000008`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	5,460 sqft
1st Floor Area	1,320 sqft
Attic	Attic
Attic Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	10 BELCHERTOWN ST, 12
City	THREE RIVERS
State	MA
Zip	01080-1012
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TR
Legal Block	8
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2002
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11 PARISH HILL RD, GRANBY, MA 01033-9591
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jan 23, 2025 · Amount on Record
Deed Book / Page	26121 / 104
Prior Transfer Date	Jan 7, 2025
Prior Transfer Doc	0025737-73
Record Updated	Oct 29, 2026

November 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	PALMER MA
Recording Date	Nov 21, 2025
Property Address	10 BELCHERTOWN ST # 12, 12, THREE RIVERS, MA 01080-1012
Document Number	026121-104
Book / Page	26121 / 104
Instrument Date	Nov 21, 2025
Instrument	56114
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PARISH HILL RD, GRANBY, MA 01033-9591

Mortgage

Document Number	0000056115
Date	Nov 21, 2025
Instrument	56115

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,767.00 (+7.2%)	$261,500 (+10.9%) Land $67,600 Building $193,900	$447,182
2024	$4,447.00 (+2.23%)	$235,800 (+6.89%) Land $61,500 Building $174,300
2023	$4,350.00	$220,600 Land $61,500 Building $159,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Belchertown St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures