Monroe County property record for 10 Beechwood Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,041 sqft · built 1999 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,667,000 (Jul 2023) |
| Tax Bill | $12,340 (2024) |
| Deeds & Mortgages | Jan 2024 Transfer Jul 2023 Sale & Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00136590-000000 |
| Primary APN | 00136590-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,041 sqft Living Area |
| 1st Floor Area | 3,041 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Tile |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Pool Area | 496 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,959 sqft |
| Deck Area | 480 sqft |
| Patio Area | 1,562 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1170810 |
|---|---|
| Street Address | 10 BEECHWOOD DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 17 KEY HAVEN FIFTH ADDITION PB5-10 RACCOON KEY OR313-322 OR423-64 OR752-1410 OR752-1412 OR928-1978 OR968-341 OR1103-1247 OR1103-1250 OR1421-240 OR1809-928 OR2009-2133 OR2044-396 OR2312-1670 OR2721-2416 OR2738-2130 OR3170-0658 OR3232-1585 OR32 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | KEY HAVEN 5TH ADD |
| Legal Block | 5 |
| Legal Lot Number | 17 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 971800 |
10 Beechwood Dr is owned and occupied by two individuals who acquired it in January 2024.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 BEECHWOOD DR, KEY WEST, FL 33040-6208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2024 | Intrafamily Transfer, Transfer |
| Jul 3, 2023 | Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK |
| Apr 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2023 · Amount on File |
| Deed Sale | Jul 3, 2023 · Amount on File |
| Prior Sale | Apr 27, 2022 · Amount on File |
| Deed Document Number | 20232423733 |
| Deed Book / Page | 3232 / 1585 |
| Last Transfer Date | Jan 1, 2024 |
| Transfer Doc | 0032570288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 2, 2024 |
| Property Address | 10 BEECHWOOD DR, KEY WEST, FL 33040-6208 |
| Document Number | 0032570288 |
| Book / Page | 3257 / 288 |
| Map Reference | MB 5 PG 10 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2446554 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3363 RIVIERA DR, KEY WEST, FL 33040-4631 |
| Name | Verified Name |
|---|---|
| Address | 10 BEECHWOOD DR, KEY WEST, FL 33040-6208 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 3, 2023 |
| Property Address | 10 BEECHWOOD DR, KEY WEST, FL 33040-6208 |
| Document Number | 0032321585 |
| Book / Page | 3232 / 1585 |
| Map Reference | MB 5 PG 10 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2423733 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $11,669.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2987 RAINBOW LN, RICHFIELD, OH 44286-9223 |
| Name | Verified Name |
|---|---|
| Address | 3363 RIVIERA DR, KEY WEST, FL 33040-4631 |
| Investor | Possibly a Property Investor |
| Document Number | 0032321587 |
|---|---|
| Date | Jul 3, 2023 |
| Instrument | 3232/1587 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Number | 0032340868 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 3234/868 |
| Instrument | 2425086 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 30, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 27, 2022 |
| Property Address | 10 BEECHWOOD DR, KEY WEST, FL 33040-6208 |
| Document Number | 0031700658 |
| Book / Page | 3170 / 658 |
| Map Reference | MB 5 PG 10 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2372799 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,885.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 BEECHWOOD DR, 10, KEY WEST, FL 33040-6208 |
| Name | Verified Name |
|---|---|
| Address | 2209 FLAGLER AVE # A, A, KEY WEST, FL 33040-3839 |
| Document Number | 0003170660 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 3170/660 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.25% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405,144 Land $496,920 Building $908,224 | $1,405,144 Land $496,920 Building $908,224 | |
| 2024 | $12,340.00 (+14.96%) | ||
| 2023 | $10,734.00 (+54.16%) | $1,214,677 (+50.1%) Land $339,360 Building $875,317 | $1,214,677 (+7.08%) Land $339,360 Building $875,317 |
| 2022 | $6,963.00 Homeowner's exemption | $809,266 | $1,134,398 Land $339,360 Building $795,038 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 Beechwood Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Beechwood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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