Middlesex County and Reading Town property record for 10 Bear Hill Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,181 sqft · built 1920 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $163,000 (Jun 1987) |
| Tax Bill | $8,189 (2026) |
| Deeds & Mortgages | Jan 2024 Transfer Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:008.0-0000-0048.0 |
| Primary APN | READ M:008.0-0000-0048.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,181 sqft Living Area |
| Gross Area | 3,134 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 505 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 130000000160 |
|---|---|
| Street Address | 10 BEAR HILL RD |
| City | READING |
| State | MA |
| Zip | 01867-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10 BEAR HILL RD, READING, MA 01867-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 22, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage METRO CU |
| May 10, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 1987 · Amount on Record |
| Deed Sale | Jun 8, 1987 · Amount on Record |
| Last Transfer Date | Jan 11, 2024 |
| Transfer Doc | 0001950704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 22, 2024 |
| Property Address | 10 BEAR HILL RD, READING, MA 01867-4007 |
| Document Number | 0001950704 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 1950704 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 BEAR HILL RD, READING, MA 01867-4007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 BEAR HILL RD, READING, MA 01867-4007 |
| Document Number | 0001853578 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 BEAR HILL RD READING MA 018674007, READING, MA 01867-4007 |
| Document Number | 0001853578 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 1853578 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 10, 2017 |
| Property Address | 10 BEAR HILL RD, READING, MA 01867-4007 |
| Document Number | 0001759932 |
| Instrument Date | May 5, 2017 |
| Instrument | 1759932 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 BEAR HILL RD READING MA 018674007, READING, MA 01867-4007 |
| Document Number | 1759933 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 1759933 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2047 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,189.00 (+2.06%) | $747,200 (+6.06%) Land $430,900 Building $309,400 | $734,732 (-7.64%) |
| 2025 | $8,024.00 (+3%) | $704,500 (+5.99%) Land $406,100 Building $298,400 | $795,530 (+3.92%) |
| 2024 | $7,790.00 (-2.3%) | $664,700 (+4.96%) Land $382,900 Building $281,800 | $765,510 |
| 2023 | $7,973.00 | $633,300 Land $364,600 Building $268,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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