10 Baldwin St, Watertown, CT 06795 Property Records

Watertown Town property record for 10 Baldwin St, Watertown, CT 06795

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,992 sqft · built 1900
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Nov 2024)
Tax Bill$7,198 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Nov 2024 Sale & Mortgage
+ 3 more
APNWATE M:88 B:52 L:1

Property Details

APN / Parcel Number

Primary APNWATE M:88 B:52 L:1
Alternative APNs
  • WTWN M:88 B:52 L:1
  • 2543

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area2,992 sqft Living Area
Gross Area5,316 sqft
1st Floor Area1,296 sqft
Basement Area1,296 sqft
Unfinished Basement1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number2543
Street Address10 BALDWIN ST
CityWATERTOWN
StateCT
Zip06795-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block52
Legal Lot Number1
JurisdictionWATERTOWN CT
Township / Civil DivisionWATERTOWN
Census Block Group1
Census Block1007
Census Tract360100

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10 BALDWIN ST, WATERTOWN, CT 06795-2216
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 12, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
FEDERAL SAVINGS BANK
Nov 18, 2024Quit Claim Deed, Transfer
Quitclaim
Apr 16, 2021Deed of Trust, Mortgage · Balloon Mortgage
WATERBURY TEACHERS FEDERAL CREDIT UNION
Mar 19, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2024 · Amount on File
Deed SaleNov 12, 2024 · Amount on File
Deed Document Number2024138672
Deed Book / Page2338 / 171
Prior Transfer DateNov 8, 2024
Prior Transfer Doc002339-109
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN CT
Property Address10 BALDWIN ST, WATERTOWN, CT 06795-2216
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002368-19
DateSep 10, 2025
Book Page2368/19
Instrument141291
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 1, 2055

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERTOWN CT
Recording DateNov 12, 2024
Property Address10 BALDWIN ST, WATERTOWN, CT 06795-2216
Document Number002338-171
Book / Page2338 / 171
Instrument DateNov 8, 2024
Instrument138672
Transaction TypeTransfer
Record UpdatedNov 27, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 FRANKLIN AVE, OAKVILLE, CT 06779-1418

Mortgage

Document Number0000138673
DateNov 12, 2024
Instrument138673
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

November 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERTOWN CT
Recording DateNov 18, 2024
Property Address10 BALDWIN ST, WATERTOWN, CT 06795-2216
Document Number002339-109
Book / Page2339 / 109
Instrument DateNov 8, 2024
Instrument138751
Transaction TypeTransfer
Record UpdatedDec 5, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN CT
Property Address10 BALDWIN ST, WATERTOWN, CT 06795-2216
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002188-173
DateApr 16, 2021
Book Page2188/173
Instrument125203
Lender
NameWATERBURY TEACHERS FEDERAL CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term301 Months
DueMay 1, 2046

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERTOWN CT
Recording DateMar 19, 2021
Property Address10 BALDWIN ST, WATERTOWN, CT 06795-2216
Document Number002182-298
Book / Page2182 / 298
Instrument DateMar 12, 2021
Instrument124793
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWatertown Town
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,198.00 (+35.89%)$239,610 (+66.74%) Land $46,200 Building $193,410$167,727 Land $32,340 Building $135,387
2023$5,297.00 (+5.5%)$143,700 (-) Land $46,300 Building $97,400
2022$5,021.00$143,700 Land $46,300 Building $97,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN WATER & SEWER AUTHORITY
serves 9,972 people · EPA ID CT1530021
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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