10 Ayers Rd, Sandyston (Montague), NJ 07827 Property Records

Sussex County and Sandyston Township property record for 10 Ayers Rd, Sandyston, NJ 07827

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,757 sqft · built 1973
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Oct 2019)
Tax Bill	$7,577 (2022)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-00904-0000-00019-03`

Property Details

APN / Parcel Number

Primary APN	`17-00904-0000-00019-03`
Alternative APNs	`17009040000000190003` `1700904000000019C`

Interior

Stories	1 Story
Building Area	1,757 sqft Gross Area
1st Floor Area	1,757 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	78,408 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	1700904000000019C
Street Address	10 AYERS RD
City	SANDYSTON
State	NJ
Zip	07827-5006
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	A 3A
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Block	904
Legal Lot Number	19.3
Jurisdiction	SUSSEX NJ
Township / Civil Division	SANDYSTON
Census Block Group	1
Census Block	1000
Census Tract	371900

Owner

Source: Sussex County and Sandyston Township assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 AYERS RD, SANDYSTON, NJ 07827-5006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Oct 18, 2019	Grant Deed, Transfer · Conventional Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Feb 6, 1987 · Amount on Record
Deed Document Number	201910206590
Deed Book / Page	3535 / 501
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 AYERS RD, SANDYSTON, NJ 07827-5006
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102040160
Date	Oct 7, 2022
Book Page	10204/160
Instrument	20221007010280110

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 AYERS RD, SANDYSTON, NJ 07827-5006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098350283
Date	Aug 6, 2020
Book Page	9835/283
Instrument	20200806010153630

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 18, 2019
Property Address	10 AYERS RD, SANDYSTON, NJ 07827-5006
Document Number	0035350501
Book / Page	003535 / 000501
Instrument Date	Jul 26, 2019
Instrument	206590
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ARK-LA-TEX FINANCIAL SERVICES LLC, ARK-LA-TEX FIN'L SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 AYERS RD SANDYSTON NJ 078275006, SANDYSTON, NJ 07827-5006

Mortgage

Document Number	97470167
Date	Oct 18, 2019
Book Page	009747/000167
Instrument	206600

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Sussex County and Sandyston Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sandyston Township
Secondary School District	Kittatinny Regional School District (07 - 12)
Elementary School District	Sandyston-Walpack Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,400 (-) Land $74,700 Building $184,700	$259,400 (-) Land $74,700 Building $184,700
2025		$259,400 (+0.23%) Land $74,700 Building $184,700	$259,400 (+0.23%) Land $74,700 Building $184,700
2023		$258,800 Land $74,700 Building $184,100	$258,800 Land $74,700 Building $184,100
2022	$7,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1996–2014)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Mar 2014 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Planet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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