10 Avon Ct, Berlin, MD 21811 Property Records

Worcester County property record for 10 Avon Ct, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,541 sqft · built 1989
Lot Size	0.29 acres (12,612 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Apr 2025)
Tax Bill	$3,800 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`03-070867`

Property Details

APN / Parcel Number

Primary APN	`03-070867`
Alternative APN	`070867`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,541 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,612 sqft (0.29 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	070867
Street Address	10 AVON CT
City	BERLIN
State	MD
Zip	21811-1599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-131 12612 SQ FT AVON COURT PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES SEC 11
Legal Lot Number	131
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1013
Census Tract	951102

Owner

10 Avon Ct is owned and occupied by two individuals who bought it in April 2025.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 AVON CT, BERLIN, MD 21811-1599
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Feb 7, 2019	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
May 9, 2018	Trustee's Deed, Transfer NW WORLD TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Prior Sale	Feb 7, 2019 · Amount on File
Deed Book / Page	8937 / 330
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	May 5, 2026
Property Address	10 AVON CT, BERLIN, MD 21811-1599
Document Number	9140000061
Book / Page	9140 / 61
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10 AVON CT, BERLIN, MD 21811-1599

Mortgage

Document Number	9140000061,
Date	May 5, 2026
Book Page	9140/61

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10 AVON CT, OCEAN PINES, MD 21811-1599
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084820041
Date	Oct 26, 2022
Book Page	8482/41

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10 AVON CT, OCEAN PINES, MD 21811-1599
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077360291
Date	Aug 12, 2020
Book Page	7736/291

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	HANOVER, MD 21076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jul 1, 2035

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 7, 2019
Property Address	10 AVON CT, OCEAN PINES, MD 21811-1599
Document Number	0073620092
Book / Page	7362 / 092
Map Reference	MB FWH 19 FO 7
Instrument Date	Feb 6, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2521 LINWOOD RD, BALTIMORE, MD 21234-7016

Mortgage

Document Number	0000736297
Date	Feb 7, 2019
Instrument	7362/97

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

May 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WORCESTER MD
Recording Date	May 9, 2018
Property Address	10 AVON CT, OCEAN PINES, MD 21811-1599
Document Number	0072070318
Book / Page	007207 / 000318
Instrument Date	Mar 19, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	NW WORLD TITLE LLC

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	518 MARTZ RD SYKESVILLE MD 217848053, SYKESVILLE, MD 21784-8053

Tax Assessment & Valuation

The 2026 property tax bill for 10 Avon Ct was $3,800 with a homeowner's exemption, up 1.2% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,800.00 (+1.23%) Homeowner's exemption	$449,133 (+10.42%)	$491,500 (-) Land $83,000 Building $408,500
2025	$3,754.00 Homeowner's exemption	$406,767	$491,500 Land $83,000 Building $408,500
2023	$3,150.00	$329,200	$364,400 Land $83,000 Building $281,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Avon Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Avon Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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