10 Atwater, Irvine, CA 92602 Property Records

Orange County property record for 10 Atwater, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,113 sqft · built 2000
Lot Size	0.061 acres (2,640 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,881 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`530-661-46`

Property Details

APN / Parcel Number

Primary APN	`530-661-46`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,113 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	2,640 sqft (0.061 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	10 ATWATER
City	IRVINE
State	CA
Zip	92602-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15741 BLK LOT 83
Legal Subdivision	TRACT NO 15741
Legal Tract	15741
Legal Lot Number	83
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3006
Census Tract	52435

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 ATWATER, IRVINE, CA 92602-2028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jul 1, 2019	Deed of Trust, Mortgage · ARM CITIBANK NA
Sep 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2015
Deed Sale	Jul 10, 2015
Prior Sale	Mar 1, 2007 · Amount on Record
Deed Document Number	2015361621
Prior Transfer Date	Jul 2, 2015
Prior Transfer Doc	0000361621
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10 ATWATER, IRVINE, CA 92602-2028
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ATWATER, IRVINE, CA 92602-2028
Investor	Possibly a Property Investor

Mortgage

Document Number	0000341581
Date	May 25, 2021
Instrument	2021000341581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10 ATWATER, IRVINE, CA 92602-2028
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ATWATER, IRVINE, CA 92602-2028
Investor	Possibly a Property Investor

Mortgage

Document Number	0000298318
Date	Sep 6, 2022
Instrument	2022000298318

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10 ATWATER, IRVINE, CA 92602-2028
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231748
Date	Jul 1, 2019
Instrument	2019000231748

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10 ATWATER, IRVINE, CA 92602-2028
Document Number	0000390906
Instrument Date	Sep 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10 ATWATER IRVINE CA 926022028, IRVINE, CA 92602-2028

Mortgage

Document Number	0000390906
Date	Sep 14, 2017
Instrument	390906

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,072,761 (+2%) Land $711,197 Building $361,564
2025	$11,881.00 (+6.82%)	$1,051,727 (+4.04%) Land $697,252 Building $354,475
2023	$11,122.00 (+9.11%)	$1,010,888 Land $670,177 Building $340,711
2022	$10,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cityside Fiber, GeoLinks, Verizon.

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