10 Arroyo Seco, Millbrae, CA 94030 Property Records

San Mateo County property record for 10 Arroyo Seco, Millbrae, CA 94030 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,704 sqft · built 1956
Lot Size	0.157 acres (6,824 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500,000 (Aug 2022)
Tax Bill	$31,876 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-021-430`

Property Details

APN / Parcel Number

Primary APN	`024-021-430`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,704 sqft Living Area
Gross Area	3,569 sqft
1st Floor Area	1,500 sqft
Basement Area	1,526 sqft
Finished Basement	661 sqft
Unfinished Basement	865 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,824 sqft (0.157 acres)
View / Lot	Corner
Garage Type	Basement
Garage Area	1,500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10 ARROYO SECO
City	MILLBRAE
State	CA
Zip	94030-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 MILLBRAE HIGHLANDS SUB NO 10 RSM 34/17 18 CITY OF MILLBRAE
Legal Subdivision	MILLBRAE HIGHLANDS
Legal Lot Number	28
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1004
Census Tract	604700

Owner

Source: San Mateo County records · APN 024-021-430

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 ARROYO SECO, MILLBRAE, CA 94030-2106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Aug 09, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2022 · Amount on Record
Deed Sale	Aug 09, 2022 · Amount on Record
Prior Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	202259611
Transfer Doc	0000160283
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	10 ARROYO SECO, MILLBRAE, CA 94030-2106
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ARROYO SECO, MILLBRAE, CA 94030-2106

Mortgage

Document Number	0000015681
Date	Mar 26, 2024
Instrument	2024-015681

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 27, 2064

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 09, 2022
Property Address	10 ARROYO SECO, MILLBRAE, CA 94030-2106
Document Number	0000059611
Map Reference	MB 34 PG 17&18
Instrument Date	Aug 04, 2022
Instrument	2022-059611
Transaction Type	Transfer
Record Updated	Sep 02, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10 ARROYO SECO, MILLBRAE, CA 94030-2106

Mortgage

Document Number	0000059612
Date	Aug 09, 2022
Instrument	2022-059612

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	Other
Max Rate	9%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,653,019 (+2%) Land $1,634,260 Building $1,018,759
2025	$31,876.00 (+16.87%)	$2,601,000 (+13.09%) Land $1,602,216 Building $998,784
2023	$27,275.00 (-1.02%)	$2,300,000 Land $1,417,000 Building $883,000	$2,187,450
2022	$27,555.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 679 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Arroyo Seco

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures