Bergen County and Ramsey Borough property record for 10 Arrowhead Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,887 sqft · built 1986 |
| Lot Size | 0.628 acres (27,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $990,000 (Jun 2019) |
| Tax Bill | $26,458 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01702-0000-00002-08 |
| Primary APN | 48-01702-0000-00002-08 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,887 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 27,356 sqft (0.628 acres) |
| Old Parcel Number | 48017020000000028 |
|---|---|
| Street Address | 10 ARROWHEAD CT |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.628AC |
| Legal Block | 1702 |
| Legal Lot Number | 2.8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough assessment roll, APN 48-01702-0000-00002-08, as of June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 ARROWHEAD CT, RAMSEY, NJ 07446-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Jun 25, 2019 | Deed, Transfer · Stand-Alone First Mortgage UNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on Record |
| Deed Sale | Jun 25, 2019 · Amount on Record |
| Prior Sale | Oct 22, 1993 · Amount on Record |
| Deed Document Number | 201940064 |
| Deed Book / Page | 3276 / 575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 ARROWHEAD CT, RAMSEY, NJ 07446-1349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039541750 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 3954/1750 |
| Instrument | 2021018677 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 25, 2019 |
| Property Address | 10 ARROWHEAD CT, RAMSEY, NJ 07446-1349 |
| Document Number | 0032760575 |
| Book / Page | 3276 / 575 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 19-040064 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 ARROWHEAD CT, RAMSEY, NJ 07446-1349 |
| Document Number | 1904006401 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 19-040064.01 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.8% |
| Type Change Date | May 01, 2024 |
| Max Rate At Change | 3% |
| Document Number | 0032760575 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 3276/575 |
| Instrument | 19-040064 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.8% |
| Type Change Date | May 01, 2024 |
| Index | 1-Year LIBOR |
| Margin | 3 |
Source: Bergen County and Ramsey Borough assessment roll as of June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,287,200 (+0.17%) Land $385,900 Building $901,300 | $1,287,200 (+0.17%) Land $385,900 Building $901,300 | |
| 2025 | $26,458.00 (-0.82%) | $1,285,000 (+35.94%) Land $385,900 Building $899,100 | $1,285,000 (+35.94%) Land $385,900 Building $899,100 |
| 2024 | $26,676.00 (+7.59%) | ||
| 2023 | $945,300 Land $305,000 Building $640,300 | $945,300 Land $305,000 Building $640,300 | |
| 2022 | $24,795.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 172 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system NJ0248001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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