10 Arrow St, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 10 Arrow St, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,460 sqft · built 1963
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Tax Bill	$5,648 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0043 B:0073 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0043 B:0073 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	2,101 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 ARROW ST
City	BILLERICA
State	MA
Zip	01821-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Block	73
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	1
Census Block	1010
Census Tract	316102

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 ARROW ST, BILLERICA, MA 01821-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Sep 3, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance JEANNE D ARC CU
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 30, 2021
Transfer Doc	0000312765
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	10 ARROW ST, BILLERICA, MA 01821-2913
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000312766
Date	Sep 3, 2021
Instrument	312766

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Sep 3, 2021
Property Address	10 ARROW ST, BILLERICA, MA 01821-2913
Document Number	312765
Instrument Date	Aug 30, 2021
Instrument	312765
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ARROW ST, BILLERICA, MA 01821-2913

Mortgage

Document Number	312766
Date	Sep 3, 2021
Instrument	312766

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	10 ARROW ST, BILLERICA, MA 01821-2913
Document Number	0000297345
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ARROW ST BILLERICA MA 018212913, BILLERICA, MA 01821-2913

Mortgage

Document Number	0000297345
Date	Aug 7, 2018
Instrument	297345

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,648.00 (+3.96%)	$486,500 (+1.82%) Land $294,000 Building $190,900	$559,645 (-)
2025	$5,433.00 (+4.36%)	$477,800 (+3.62%) Land $285,300 Building $192,500	$559,645 (+0.84%)
2024	$5,206.00 (+6.11%)	$461,100 (+11.57%) Land $276,200 Building $184,900	$554,990
2023	$4,906.00	$413,300 Land $251,400 Building $161,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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