10 Arnold Ave, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 10 Arnold Ave, Amsterdam, NY 12010

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,279 sqft · built 1921
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Apr 2021)
Tax Bill	$3,255 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`270100 39.20-1-17`

Property Details

APN / Parcel Number

Primary APN	`270100 39.20-1-17`
Alternative APNs	`010003902000010170000000` `0006160`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,279 sqft Living Area
1st Floor Area	1,484 sqft
Upper Floors Area	284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0006160
Street Address	10 ARNOLD AVE
City	AMSTERDAM
State	NY
Zip	12010-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	RES 2 G L 50 X 100
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	1
Census Block	1003
Census Tract	70300

Owner

10 Arnold Ave is owned and occupied by two individuals who bought it in April 2021.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 ARNOLD AVE, AMSTERDAM, NY 12010-3432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 22, 2021	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU
Sep 22, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Mar 6, 1995 · Amount on File
Deed Document Number	202192529
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	10 ARNOLD AVE, AMSTERDAM, NY 12010-3432
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000033
Date	Oct 4, 2022
Instrument	2022-233

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Apr 22, 2021
Property Address	10 ARNOLD AVE, AMSTERDAM, NY 12010-3432
Document Number	2529
Instrument Date	Feb 26, 2021
Instrument	2021-92529
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 N POINTE APT 4N, 4N, HALFMOON, NY 12065-4324

Mortgage

Document Number	2530
Date	Apr 22, 2021
Instrument	2021-92530

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Sep 22, 2020
Property Address	10 ARNOLD AVE, AMSTERDAM, NY 12010-3432
Document Number	0000089412
Instrument Date	Aug 19, 2020
Instrument	89412
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4764 STATE HIGHWAY 30 AMSTERDAM NY 120107433, AMSTERDAM, NY 12010-7433

Tax Assessment & Valuation

The 2026 property tax bill for 10 Arnold Ave was $3,255, up 139.5% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,255.00 (+139.51%)
2025	$1,359.00	$65,000 Land $3,800 Building $61,200	$191,176 Land $11,176 Building $180,000
2023		$65,000 Land $3,800 Building $61,200	$151,163 Land $8,837 Building $142,326
2020	$349.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Arnold Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Arnold Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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