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10 Archer St, Toccoa, GA 30577 Property Records

Stephens County property record for 10 Archer St, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 824 sqft · built 1939
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Apr 2026)
Tax Bill$711 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT21 115

Property Details

APN / Parcel Number

Primary APNT21 115
Alternative APN
  • 655300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area824 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
TerrainGentle Slope
PorchSlab
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number655300
Street Address10 ARCHER ST
CityTOCCOA
StateGA
Zip30577-3491
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-II
Legal DescriptionPT LOTS 35,36,41 & LOT 42 C O H S/D
Legal SubdivisionCOLORED ORPHANS HOME
Legal Lot Number35,36
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group4
Census Block4062
Census Tract970301

Owner

Source: Stephens County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 ARCHER ST, TOCCOA, GA 30577-3491
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Prior SaleJun 20, 2025
Deed Document Number20261044
Deed Book / Page1446 / 396
Prior Transfer DateJan 25, 2008
Prior Transfer Doc0000000124
Record UpdatedSep 20, 2026

April 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionSTEPHENS GA
Recording DateApr 15, 2026
Property Address10 ARCHER ST, TOCCOA, GA 30577-3491
Document Number0014460396
Book / Page1446 / 396
Instrument DateApr 15, 2026
Instrument20261044
Transaction TypeTransfer
Record UpdatedJun 8, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ARCHER ST, TOCCOA, GA 30577-3491

Mortgage

Document Number0000000104,
DateApr 15, 2026
Book Page1446/399
Instrument2026104
Lender
NamePREMIER MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate6.22%
Max Rate-1%

Mortgage

Document Number0000000104,
DateApr 15, 2026
Book Page1446/416
Instrument2026104
Lender
NamePREMIER MORTGAGE
Agreement
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$711.00 (+58%)$20,382 (+60.08%) Land $1,480 Building $18,902$50,957 (+60.09%) Land $3,701 Building $47,256
2023$450.00 (+53.58%)$12,732 (+53.56%) Land $1,480 Building $11,252$31,831 (+53.57%) Land $3,701 Building $28,130
2022$293.00$8,291 Land $1,480 Building $6,811$20,728 Land $3,701 Building $17,027

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
TruVista Communications
Cable · Fiber in parts of the area		500 / 50
Verizon
Fixed Wireless		300 / 20

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