10 Appletree Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 10 Appletree Rd, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1989
Lot Size0.376 acres (16,379 sqft)
OwnerIndividual Name on Record
Last Sale$176,000 (Jan 2008)
Tax Bill$1,641 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 5 335

Property Details

APN / Parcel Number

Primary APN18A 5 335
Alternative APN
  • 2813

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area3,040 sqft
1st Floor Area1,400 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,379 sqft (0.376 acres)
TerrainRolling
View / LotCorner
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2813
Street Address10 APPLETREE RD
CityPALMYRA
StateVA
Zip22963-2934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 754-142 TUFTON-5 LOT 335 16,365 SF
Legal SubdivisionTUFTON
Legal Block33
Legal Lot Number335
JurisdictionFLUVANNA VA
Township / Civil DivisionCUNNINGHAM
Census Block Group2
Census Block2011
Census Tract20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10 APPLETREE RD, PALMYRA, VA 22963-2934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2008 · Amount on Record
Deed SaleJan 22, 2008 · Amount on Record
Deed Document Number2008284
Deed Book / Page754 / 142
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address10 APPLETREE RD, PALMYRA, VA 22963-2934
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210005046
DateOct 6, 2021
Instrument210005046
Lender
NameLOANDEPOT COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,400 (-) Land $30,000 Building $187,400$217,400 (-) Land $30,000 Building $187,400
2025$1,641.00 (+9.99%)$217,400 (+22.96%) Land $30,000 Building $187,400$217,400 (+22.96%) Land $30,000 Building $187,400
2023$176,800 Land $30,000 Building $146,800$176,800 Land $30,000 Building $146,800
2022$1,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Appletree Rd

Nearby Streets

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