10 Ann Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 10 Ann Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,422 sqft · built 2005
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,290,000 (May 2025)
Tax Bill	$94,825 (2026)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-12-1-49`

Property Details

APN / Parcel Number

Primary APN	`551400 146-12-1-49`
Alternative APN	`140014601200010490000000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,422 sqft Living Area
1st Floor Area	2,504 sqft
2nd Floor Area	2,918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10 ANN LN
City	RYE
State	NY
Zip	10580-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	SUBDIVISION MAP OF WOODLAND ESTATES
Legal Block	1
Legal Lot Number	49.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	6
Census Block	6004
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 JANE ST, 9BC, NEW YORK, NY 10014-5107
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	20253185
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 ANN LN, RYE, NY 10580-4102
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	FIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ANN LN, RYE, NY 10580-4102

Mortgage

Document Number	0633213367
Date	Nov 27, 2023
Instrument	633213367

Lender

Name	EMIGRANT MORTGAGE
Type	Mortgage Company
Address	ELMSFORD, NY 10523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	6.87%
Max Rate At Change	8.87%
Index	12-Month MTA
Max Rate	12.8%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$94,825.00 (+19.67%)
2025	$79,241.00	$74,800 (-) Land $7,800 Building $67,000	$6,338,983 (+6.78%) Land $661,017 Building $5,677,966
2024		$74,800 (-) Land $7,800 Building $67,000	$5,936,508 (+2.38%) Land $619,048 Building $5,317,460
2023		$74,800 Land $7,800 Building $67,000	$5,798,449 Land $604,651 Building $5,193,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	29 (1979–2021)
Claims Outside the SFHA	22 of 29
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20