Montgomery County property record for 10 Aloha Dr, Moraine, OH 45439 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Flood Zone | Zone AE (high risk) |
| APN | J44 7115 |
| Primary APN | J44 7115 |
|---|
| Street Address | 10 ALOHA DR |
|---|---|
| City | MORAINE |
| State | OH |
| Zip | 45439-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:J44 CITY/MUNI/TWP:MORAINE |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | MORAINE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30100 |
Source: Montgomery County records · APN J44 7115
Assessment roll updated January 1, 2025 · Last verified February 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 ALOHA DR, MORAINE, OH 45439-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Moraine City |
| Unified School District | Kettering City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $14,000 (-) Building $14,000 | |
| 2023 | $14,000 Building $14,000 | $40,000 Building $40,000 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130301002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force 2 of 10 on primary residences |
| Nearby Flood Claims | 7 (1979–2001) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2001, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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