Orange County property record for 10 Adele St, Mission Viejo, CA 92694 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,227 sqft · built 2006 |
| Lot Size | 0.161 acres (7,031 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,065,000 (Nov 2017) |
| Tax Bill | $17,569 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-491-42 |
| Primary APN | 741-491-42 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,227 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Lot Area | 7,031 sqft (0.161 acres) |
| Garage Area | 685 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 10 ADELE ST |
|---|---|
| City | MISSION VIEJO |
| State | CA |
| Zip | 92694-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16472 BLK LOT 40 |
| Legal Subdivision | SEGOVIA |
| Legal Tract | 16472 |
| Legal Lot Number | 40 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32058 |
Source: Orange County records · APN 741-491-42
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10 ADELE ST, LADERA RANCH, CA 92694-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2018 | Deed of Trust, Mortgage · ARM HSBC BANK USA |
| Nov 13, 2017 | Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on Record |
| Deed Sale | Nov 13, 2017 · Amount on Record |
| Prior Sale | Feb 26, 2007 · Amount on Record |
| Deed Document Number | 2017000480542 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 10 ADELE ST, MISSION VIEJO, CA 92694-1524 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | EQUITY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000035426 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2018000035426 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.17% |
| Type Change Date | Feb 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.17% |
| Index | 1-Year LIBOR |
| Max Rate | 8.17% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 13, 2017 |
| Property Address | 10 ADELE ST, MISSION VIEJO, CA 92694-1524 |
| Document Number | 0000480542 |
| Map Reference | MB862 PG1-10 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 2017000480542 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | EQUITY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 ADELE ST, LADERA RANCH, CA 92694-1524 |
| Document Number | 0000480543 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 2017000480543 |
| Name | STERLING BANK & TRUST FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Dec 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 4.32% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,569.00 (+3.68%) | $1,211,786 (+4.04%) Land $558,116 Building $653,670 |
| 2023 | $16,946.00 (+0.43%) | $1,164,732 Land $536,444 Building $628,288 |
| 2022 | $16,874.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590320581, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | About 1 in 347 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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