10 Adams Rd, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 10 Adams Rd, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,562 sqft · built 2005
Lot Size	3 acres (130,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2014)
Tax Bill	$8,258 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2024 Refinance + 2 more
Flood Zone	Zone A (high risk)
APN	`TOWN M:0027 B:0035 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0027 B:0035 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,562 sqft Living Area
Gross Area	5,256 sqft
Basement Area	676 sqft
Unfinished Basement	338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,854 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	10 ADAMS RD
City	TOWNSEND
State	MA
Zip	01469-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	35
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1015
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 ADAMS RD, TOWNSEND, MA 01469-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU
Nov 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2014 · Amount on Record
Deed Sale	Sep 29, 2014 · Amount on Record
Prior Sale	Jul 18, 2005 · Amount on Record
Deed Book / Page	64291 / 486
Transfer Doc	064291-486
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	10 ADAMS RD, TOWNSEND, MA 01469-1137
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081853-134
Date	Aug 3, 2023
Book Page	81853/134
Instrument	87052

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2028

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	10 ADAMS RD, TOWNSEND, MA 01469-1137
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083500-501
Date	Nov 21, 2024
Book Page	83500/501
Instrument	133707

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2044

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	10 ADAMS RD, TOWNSEND, MA 01469-1137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76150-296
Date	Nov 12, 2020
Book Page	76150/296
Instrument	211733

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	10 ADAMS RD, TOWNSEND, MA 01469-1137
Document Number	73652-291
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ADAMS RD TOWNSEND MA 014691137, TOWNSEND, MA 01469-1137

Mortgage

Document Number	73652-291
Date	Nov 15, 2019
Book Page	073652/000291
Instrument	178710

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 14, 2039

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,258.00 (+1%)	$600,600 (+6.66%) Land $117,900 Building $480,500	$644,670 (-)
2025	$8,176.00 (+4.35%)	$563,100 (+3.57%) Land $104,800 Building $458,300	$644,670 (-7.81%)
2024	$7,835.00 (-0.57%)	$543,700 (+5.29%) Land $104,800 Building $438,900	$699,295
2023	$7,880.00	$516,400 Land $96,100 Building $420,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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