10 Academy St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 10 Academy St, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,836 sqft · built 1933
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2022)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`102-0062`

Property Details

APN / Parcel Number

Primary APN	`102-0062`
Alternative APN	`GRHM M:102 B:062 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	918 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	102-0062
Street Address	10 ACADEMY ST
City	GORHAM
State	ME
Zip	04038-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Block	62
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1019
Census Tract	4002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gorham Historic District listed 1992 · 42 contributing resources · NRIS 92001298

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Gorham Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 ACADEMY ST, GORHAM, ME 04038-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 1, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Sep 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	202217736
Deed Book / Page	39310 / 140
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	0393100140
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Recording Date	Sep 30, 2026
Property Address	10 ACADEMY ST, GORHAM, ME 04038-1007
Document Number	0000043210
Book / Page	42580 / 60
Instrument Date	Sep 24, 2026
Instrument	202643210
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ACADEMY ST, GORHAM, ME 04038-1007

Mortgage

Document Number	0000043210,
Date	Sep 30, 2026
Book Page	42580/60
Instrument	202643210

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	10 ACADEMY ST, GORHAM, ME 04038-1007
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420340162
Date	Feb 5, 2026
Book Page	42034/162
Instrument	4676

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GORHAM ME
Recording Date	Apr 1, 2022
Property Address	10 ACADEMY ST, GORHAM, ME 04038-1007
Document Number	0393100140
Book / Page	39310 / 140
Instrument Date	Mar 28, 2022
Instrument	17736
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ACADEMY ST, GORHAM, ME 04038-1007

Mortgage

Document Number	0000017737
Date	Apr 1, 2022
Instrument	17737

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	10 ACADEMY ST, GORHAM, ME 04038-1007
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353730310
Date	Dec 26, 2018
Book Page	35373/310
Instrument	64885

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2040

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GORHAM ME
Recording Date	Sep 4, 2018
Property Address	10 ACADEMY ST, GORHAM, ME 04038-1007
Document Number	0351170131
Book / Page	035117 / 000131
Instrument Date	Aug 31, 2018
Instrument	44854
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 ACADEMY ST GORHAM ME 040381007, GORHAM, ME 04038-1007

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,421.00 (+0.68%)	$298,700 (-) Land $103,800 Building $194,900
2024	$4,391.00 (+14.41%)	$298,700 (-) Land $103,800 Building $194,900
2022	$3,838.00	$298,700 Land $103,800 Building $194,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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